Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 59
Active Under Contract

Active Under Contract·54 days on market

2438 Tyson Lake Drive

Jacksonville, FL 32221

$350,000$160/sqftEst. $1,939/moMLS# 2160544
3
Beds
2
Baths
2,181
Sq Ft
2004
Built
2
Garage
No
Pool
FEMA Zone XHOA $33/mo0.48 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This stunning Adams Lake home has been completely remodeled from top to bottom with no detail overlooked. Featuring a brand-new roof, HVAC, water heater, and gutters, this home offers true peace of mind. Inside, you'll find brand-new tile flooring throughout, a designer kitchen with quartz countertops, custom finishes, and a seamless split floor plan that provides both privacy and functionality. The beautifully renovated bathrooms and spacious primary suite with a luxurious spa-inspired bathroom create the perfect retreat. Move-in ready and meticulously updated, this home combines modern style, quality craftsmanship, and everyday comfort. Conveniently located near shopping, dining, and major roadways, this is the turnkey home you've been waiting for. Schedule your private tour today before it's gone!

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Duval County$571
HOAbilled annually$33
Estimated total, before insurance$2,543/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,895/yr · $408/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$255,281$255,281—
2024$260,543$241,498▼ $3,069
2023$274,121$219,544—
2022$251,220$199,586▲ $9,453
2021$182,597$181,442—
2020$164,948$164,948—

2025 property taxes (current owner): $4,895/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 11, 2026Active Under Contract$350,000
  • Aug 20, 2026Active$350,000
  • Aug 19, 2026Active Under Contract$350,000
  • Aug 17, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $160/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11614 Carson Lake Drive W, Jacksonville, FL 32221Listed by WHOLESALE REALTY LLCJul 2026$299,900$1733/21,738520.1
11462 Carson Lake Drive, Jacksonville, FL 32221Listed by JPAR CITY AND BEACHOct 2026$283,000$1614/21,758300.2
11716 Parker Lakes Drive, Jacksonville, FL 32221Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$275,000$1793/21,534160.2
2425 Adams Lake Boulevard, Jacksonville, FL 32221Listed by RE/MAX SPECIALISTSAug 2026$334,000$1353/2.52,465590.3
11360 Songbird Lakes Court, Jacksonville, FL 32221Listed by UNITED REAL ESTATE GALLERYSep 2026$235,000$1263/21,863280.5
2531 Carson Oaks Drive, Jacksonville, FL 32221Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$295,000$1614/21,831100.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$160
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,181
Acres0.48 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryChaffee Trail
MiddleBaldwin
HighBaldwin

Community Information

Address2438 Tyson Lake Drive, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionAdams Lake
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size20,908.8 sq ft
Parcel Number0020600845

Amenities

AmenitiesPool, Clubhouse, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedAugust 17, 2026
Days on Market55
HOA Fees$400 / Annually
HOA FrequencyAnnually
Tax Amount$4,894.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines