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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 30, 2026·9 days on market·Recent sales in Jacksonville

1558 Rusty Rail Road

Jacksonville, FL 32225

$350,000sold priceListed at $350,000 · 100% of asking$191/sqftMLS# 2144203
3
Beds
2
Baths
1,828
Sq Ft
1991
Built
2
Garage
No
Pool
HOA $6/mo8,712 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This beautifully updated family home features an open-concept layout with vaulted ceilings, cozy fireplace, and elegant arched doorways create a welcoming atmosphere throughout. The kitchen has oak cabinetry and convenient pass-through design, while the large master suite offers vaulted ceiling and spacious walk-in closet with ensuite featuring dual vanities, garden tub, and separate shower. Split floorplan with two secondary bedrooms with large closets provides privacy and flexibility. Enjoy the bright sun porch overlooking a serene pond, two-car garage, covered entry, and large fenced backyard. $2000 lender credit available if using preferred lender.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Duval County$571
HOAbilled annually$6
Estimated total, before insurance$2,516/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,042/yr · $253/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$307,435$141,613—
2024$307,696$136,633▼ $181
2023$276,972$130,906—
2022$245,159$134,346▲ $12,410
2021$201,190$128,948—
2020$197,189$126,464▲ $11,525

2025 property taxes (current owner): $3,042/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
992 Hyannis Port Drive, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$360,000$2293/21,5721760.4
1716 Chandelier Circle W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$428,000$2384/21,800340.5
970 Mineral Creek Drive, Jacksonville, FL 32225Listed by CROSSVIEW REALTYSep 2026$440,000$1974/22,234480.8
13813 Pleasantview Drive N, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$480,000$2923/21,644500.9
12521 Kedlestone Court E, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$290,000$2223/21,305111
12415 Silent Brook Trail N, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$320,000$2453/2.51,30431.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$191
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,828
Acres0.20 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1558 Rusty Rail Road, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionMt Pleasant Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size8,712 sq ft
Parcel Number1621121215

Amenities

AmenitiesNone
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Marble, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Glass Enclosed, Rear Porch
FencingBack Yard
RoofShingle
ConstructionBrick, Vinyl Siding
Other StructuresShed(s)

Additional Information

Date ListedMay 8, 2026
Days on Market9
HOA Fees$70 / Annually
HOA FrequencyAnnually
Tax Amount$3,041.54
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEXT MOVE ATLANTIC COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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