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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Active

Active·1 day on market

12606 Point Park Drive

Jacksonville, FL 32225

$451,000$230/sqftEst. $2,469/moMLS# 2167264
4
Beds
2
Baths
1,957
Sq Ft
1992
Built
2
Garage
No
Pool
FEMA Zone XHOA $12/mo16,553 sqft lotSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Rare opportunity to own a meticulously maintained, ONE-OWNER gem in Jacksonville! This stunning 4BR/2BA home offers 1,957 sq ft of upgraded living space, a flex/office room, and a 2-car garage on a 0.337-acre lot. Located minutes from St. Johns Town Center, local dining, beaches, NAS Jax, and NS Mayport. The chef's kitchen features KraftMaid cabinetry and Sensa Granite, while bathrooms showcase James Martin vanities and custom tile. Enjoy ultimate peace of mind with a new architectural roof (2026), fresh paint (2026), Mastic siding (lifetime warranty), and high-efficiency windows (lifetime warranty). The private backyard oasis features a new privacy fence (2026), updated irrigation (2026), and a 12x16 lofted barn shed. Complete with a Cameo gutter system, and immaculate maintenance history, this turnkey home is an absolute must-see!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,469
Property taxesest. at asking price, Duval County$736
HOAbilled semi-annually$12
Estimated total, before insurance$3,217/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,598/yr · $216/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$451,000
$90,200
Loan Term
Monthly Payment
$2,469
Principal & Interest: $2,469
Property taxes (est.): $736
Insurance (est.): $301
Estimated Total Monthly
$3,506
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,611 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,598/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 3, 2026Active$451,000
  • Sep 30, 2026Listed$451,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$451,000
Price / Sq Ft$230
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,957
Acres0.38 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementarySabal Palm
MiddleLandmark

Community Information

Address12606 Point Park Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionMt Pleasant Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size16,552.8 sq ft
Lot Dimensions2374
Parcel Number1621121670
ZoningResidential

Amenities

AmenitiesOther, Management - Off Site
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Parking Lot
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Fence, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Rear, Wooded
Patio / PorchDeck, Patio, Screened
FencingFull
RoofShingle
ConstructionBrick, Stucco, Vinyl Siding
Other StructuresShed(s), Workshop
Road FrontageCity Street

Additional Information

Date ListedOctober 3, 2026
Days on Market1
HOA Fees$70 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameMt. Pleasant Creek
HOA Fee IncludesOther
Tax Amount$2,597.6
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LA ROSA REALTY NORTH FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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10/4/2026

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