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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Aug 7, 2026·39 days on market·Recent sales in Jacksonville

498 Trout Run Road

Jacksonville, FL 32218

$215,990sold priceListed at $231,990 · 93.1% of asking$154/sqftMLS# 2143244
3
Beds
2.5
Baths
1,403
Sq Ft
2025
Built
1
Garage
No
Pool
FEMA Zone XHOA $135/moTownhouse2 storiesNew construction

About this home

Jacksonville

Welcome home to this beautifully maintained townhome with tranquil pond views in a highly convenient Jacksonville location. This home offers an open-concept layout with LVP flooring on the main floor, a bright kitchen featuring stainless steel appliances, generous cabinet space. Upstairs, you'll find three spacious bedrooms, including a primary suite with pond views, and an ensuite bath. Additional highlights include a 1-car garage, upstairs laundry, and plenty of storage throughout. Enjoy low-maintenance living with an HOA that covers exterior care, lawn maintenance, and community upkeep. Ideally located close to Beaches, Mayport Naval Station, I-295, Town Center, UNF, shopping, dining, and top employers. Move-in ready!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,196
Property taxesest. at asking price, Duval County$353
HOAbilled monthly$135
Estimated total, before insurance$1,684/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$215,990
$43,198
Loan Term
Monthly Payment
$1,196
Principal & Interest: $1,196
Property taxes (est.): $353
Insurance (est.): $144
Estimated Total Monthly
$1,693
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,636 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 18, 2026Closed$231,990
  • Jul 13, 2026Pending$231,990
  • Jul 7, 2026Price change$231,990−$5,000
  • Jul 2, 2026Listed$236,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $164/sq ft; this home is listed at $165/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
472 Trout Run Road, Jacksonville, FL 32218Listed by ASHTON WOODS FLORIDA REALTY LLCAug 2026$229,990$1643/2.51,403580
468 Trout Run Road, Jacksonville, FL 32218Listed by ASHTON WOODS FLORIDA REALTY LLCJul 2026$245,990$1753/2.51,403210
494 Trout Run Road, Jacksonville, FL 32218Listed by ASHTON WOODS FLORIDA REALTY LLCJul 2026$230,000$1643/2.51,403250
502 Trout Run Road, Jacksonville, FL 32218Listed by ASHTON WOODS FLORIDA REALTY LLCMay 2026$220,000$1573/2.51,403220
496 Trout Run Road, Jacksonville, FL 32218Listed by ASHTON WOODS FLORIDA REALTY LLCMay 2026$220,990$1583/2.51,40320
476 Trout Run Road, Jacksonville, FL 32218Listed by ASHTON WOODS FLORIDA REALTY LLCMay 2026$230,990$1653/2.51,403260

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$231,990
Price / Sq Ft$165
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,403
Year Built2025
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryHighlands
MiddleHighlands
HighFirst Coast

Community Information

Address498 Trout Run Road, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionTrout River
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Parcel Number0221051150
ZoningResidential

Amenities

AmenitiesOther, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewPond

Interior

Interior FeaturesEat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level
SecurityFirewall(s), Smoke Detector(s)

Exterior

RoofShingle
ConstructionFrame, Vinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedJuly 2, 2026
Days on Market39
HOA Fees$135 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ASHTON WOODS FLORIDA REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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