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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tamaya, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Sep 10, 2025·11 days on market·Recent sales in Tamaya·Tamaya

2943 Cassia Lane

Jacksonville, FL 32246

$1,050,000sold priceListed at $1,050,000 · 100% of asking$278/sqftMLS# 2099417
5
Beds
3.5
Baths
3,781
Sq Ft
2021
Built
3
Garage
No
Pool

12 more homes for sale in Tamaya →Search Tamaya on the map

HOA $10/mo9,583 sqft lotSingle Family Residence2 stories

About this home

Tamaya

Experience resort-style living in Tamaya, one of Jacksonville's premier gated communities, just minutes from the beach and close to Mayo Clinic, UNF, and the St. Johns Town Center, the city's top open-air destination for upscale shopping, dining, and entertainment. This stunning 5 bedroom, 3.5 Bathroom, 3781 SQFT home is located on a rare preserve lot that offers a bright and open layout. From the moment you walk in through the oversized glass front doors, you are greeted with soaring grand windows, custom light fixtures, Levolor custom blinds throughout, gas fireplace and a chef-inspired kitchen featuring an upgraded gas cooktop and double ovens. Custom cabinetry throughout with pull out cabinet drawers, all stainless-steel appliances, large walk-in pantry, oversized island with an eat-in kitchen. The open layout seamlessly connects the living room and formal dining area, making it perfect for entertaining, and extends to an oversized covered patio with professionally installed

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,816
Property taxesest. at asking price, Duval County$1,714
HOAbilled annually$10
Estimated total, before insurance$7,541/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$19,845/yr · $1,654/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,050,000
$210,000
Loan Term
Monthly Payment
$5,816
Principal & Interest: $5,816
Property taxes (est.): $1,715
Insurance (est.): $700
Estimated Total Monthly
$8,230
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,811 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $19,845/yr

Estimated taxes if purchased at asking price: ~$20,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 18, 2025Listed$1,050,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $328/sq ft; this home is listed at $278/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2610 Cassia Lane, Jacksonville, FL 32246Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Jun 2026$980,000$3214/33,05040.1
2676 Cassia Lane, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$955,000$3284/32,9121270.3
3055 Spiro Circle, Jacksonville, FL 32246Listed by COMPASS FLORIDA LLCJul 2026$1,700,000$4235/44,016140.4
13013 Trave Way, Jacksonville, FL 32246Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$900,000$3004/33,001110.5
2489 Karatas Court, Jacksonville, FL 32246Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$1,199,900$3454/3.53,481310.6
2865 Montilla Drive, Jacksonville, FL 32246Listed by ELITE REALTY GROUPOct 2026$697,000$2213/4.53,1571420.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,050,000
Price / Sq Ft$278
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,781
Acres0.22 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKernan Trail
MiddleKernan

Community Information

Address2943 Cassia Lane, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionTamaya
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size9,583.2 sq ft
Parcel Number1652820275
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Playground, Security
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Rear Porch, Screened
RoofTile
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 18, 2025
Days on Market11
HOA Fees$121 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$19,845.45
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tamaya

Tamaya is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Tamaya homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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