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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a Ponte Vedra Beach golf community home.

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Sold

Sold·Closed Jun 25, 2026·10 days on market·Recent sales in Ponte Vedra Beach

148 Willow Pond Lane

Ponte Vedra Beach, FL 32082

$450,000sold priceListed at $550,000 · 81.8% of asking$254/sqftMLS# 2146748
3
Beds
2
Baths
1,770
Sq Ft
1985
Built
2
Garage
No
Pool
HOA $198/mo5,663 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Ponte Vedra Beach

Rare opportunity to create your dream home in the heart of prestigious Sawgrass Country Club! Located within one of Ponte Vedra Beach's most sought-after gated golf course communities, this property has been completely taken down to the studs and is ready for a visionary buyer, investor, or builder to bring it to life. Current architectural and structural engineering plans are designed for an elegant ''aging in place'' luxury renovation, thoughtfully reimagining the original 3-bedroom, 2-bath layout into a sophisticated 2-bedroom, 2-bath luxury townhome with open-concept living, expansive entertaining spaces, and a stunning primary suite featuring a spa-inspired bath and oversized custom closet. Buyers have the flexibility to complete the project with their own contractor or work with the Seller to finish the home to their specifications.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, St. Johns County$599
HOAbilled semi-annually$198
Estimated total, before insurance$3,289/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,582/yr · $549/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $599
Insurance (est.): $300
Estimated Total Monthly
$3,391
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$515,179$419,229—
2024$421,961$381,117—
2023$425,948$346,470—
2022$394,937$314,973—
2021$323,988$286,339—
2020$260,308$260,308—

2025 property taxes (current owner): $6,582/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $386/sq ft; this home is listed at $311/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
802 Tournament Road, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$495,000$3752/21,32140.3
111 Island Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCJun 2026$960,000$5023/2.51,91190.3
42 Village Walk Drive, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$1,000,000$4613/22,16760.4
7 Walkers Ridge Drive, Ponte Vedra Beach, FL 32082Listed by KEARNEY REAL ESTATE SERVICES,Jul 2026$670,000$3653/21,8381040.4
127 Glen Cove Place, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPAug 2026$855,000$3784/32,259340.5
100 Vedra Landing Court, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYJul 2026$759,500$3863/21,96980.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$311
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,770
Total Structure Area2,464 sq ft
Acres0.13 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesNorth

Community Information

Address148 Willow Pond Lane, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionWillow Pond Lane
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size5,662.8 sq ft
Parcel Number0619030480
ZoningResidential

Amenities

AmenitiesClubhouse, Golf Course, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewGolf Course, Trees/Woods, Water
Waterfront TypePond

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Exterior

Lot DescriptionDrainage Canal, Few Trees
Patio / PorchRear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 22, 2026
Days on Market10
HOA Fees$1,188.27 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameWillow Pond, Sentry Management
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$6,582.24
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines