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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jul 15, 2026·35 days on market·Recent sales in Jacksonville

9808 Sibbald Road

Jacksonville, FL 32208

$350,000sold priceListed at $350,000 · 100% of asking$103/sqftMLS# 2142915
4
Beds
3
Baths
3,404
Sq Ft
1962
Built
2
Garage
No
Pool
FEMA Zone AENo HOA1.02 acresWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

Set on just over an acre surrounded by mature trees, this fully remodeled home offers a rare combination of space, privacy, and flexibility. From the moment you arrive, the setting creates a sense of separation from the pace of the city, giving you room to breathe and settle in. Inside, the expansive layout gives you the ability to truly live in the home, with multiple living areas that create natural separation while still maintaining a connected feel. Whether hosting, working from home, or simply enjoying everyday routines, the layout adapts to the way you live. Generously sized bedrooms provide comfort and versatility, offering space for rest, guests, or additional uses without compromise. Every detail throughout the home has been thoughtfully updated, with brand new finishes that create a clean, cohesive design from top to bottom. The fresh interior is complemented by an abundance of natural light, bringing warmth into each space and enhancing the overall feel of the home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Duval County$571
Estimated total, before insurance$2,510/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,125/yr · $177/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,610 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $110,000 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$98,150$98,150▲ $12,016
2024$201,516$201,516—
2023$209,902$73,516—
2022$201,560$74,273▲ $4,050
2021$148,879$70,639—
2020$143,919$68,967—

2025 property taxes (current owner): $2,125/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 17, 2026Closed$350,000
  • May 1, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $138/sq ft; this home is listed at $103/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10040 Spotted Sea Drive, Jacksonville, FL 32219Listed by ASHTON WOODS FLORIDA REALTY LLCAug 2026$384,990$1445/32,66860.5
5216 Doncaster Avenue, Jacksonville, FL 32208Listed by THRESHOLD REALTY AND MORTGAGE GROUPOct 2025$290,000$1184/32,465190.6
4018 Anderson Woods Drive, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$365,000$1383/2.52,654191.2
3917 Anderson Woods Drive, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERYAug 2025$350,000$1204/2.52,910571.4
4235 Clyde Drive, Jacksonville, FL 32208Listed by NEFLA NETWORK REALTYSep 2025$295,000$1105/42,6823301.5
11227 Robert Masters Court, Jacksonville, FL 32218Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$385,000$1544/32,498261.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$103
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,404
Acres1.02 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address9808 Sibbald Road, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionCarter Donation
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size44,431.2 sq ft
Parcel Number0399700010

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Attached, Garage
Waterfront TypeMarsh

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Water Heater
HeatingCentral
CoolingCentral Air
# of Stories2

Exterior

Lot DescriptionWooded
Patio / PorchRear Porch, Screened
FencingWire

Additional Information

Date ListedMay 1, 2026
Days on Market35
Tax Amount$2,125.29
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEXTHOME ENDLESS SUMMER

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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