Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·100 days on market

1701 Jones Road

Jacksonville, FL 32220

$390,000$175/sqftEst. $2,011/moMLS# 2142846

Beds

Baths

2,228

Sq Ft

1987

Built

—

Garage

Pool

About this home

Jacksonville

**SHORT SALE** - QUICK LENDER RESPONSE - NO HOA - 1.5+ ACRES - PRIVATE POND - MOVE-IN READY - REMODELED RANCH - 4 BEDROOM - 2 BATH - 2,228 SQ FT - FULLY FENCED ACREAGE WITH PRIVATE POND. OPEN FLOOR PLAN WITH SPLIT BEDROOM LAYOUT. SPACIOUS PRIMARY SUITE WITH DUAL CLOSETS AND DOUBLE VANITY. FLEXIBLE 4TH BEDROOM WITH PRIVATE ENTRANCE--IDEAL IN-LAW SUITE, GUEST SUITE, HOME OFFICE, OR STUDIO. SCREENED BRICK PATIO AND OUTDOOR LIVING SPACE FOR ENTERTAINING. PLENTY OF ROOM FOR RV PARKING, BOAT STORAGE, TOYS, AND ANIMALS AND ROOM FOR A POOL. MATURE TREES, FRUIT TREES, AND PEACEFUL COUNTRY SETTING. Recent upgrades provide added value and peace of mind, including: New HVAC (2024) Water filtration system (2024) Well system (2024) Roof (2018) Located in a quiet, peaceful area, this home offers the perfect blend of space, flexibility, and natural beauty--making it an exceptional opportunity for buyers seeking both value and lifestyle.

Cost to own

Mortgage calculator

Home Price

$390,000

Down Payment: 20%

$78,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,011

Principal & Interest: $2,011

Property taxes (est.): $637

Insurance (est.): $260

Estimated Total Monthly

$2,908

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,011

Property taxesest. at asking price, Duval County$637

Estimated total, before insurance$2,648/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,450/yr · $537/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$340,212	$340,212	▲ $33,124
2024	$308,983	$166,990	▲ $26,859
2023	$292,239	$160,670	—
2022	$324,095	$154,534	—
2021	$257,266	$148,577	—
2020	$226,691	$145,836	▲ $12,794

2025 property taxes (current owner): $6,450/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,548 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History