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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Sep 29, 2026·197 days on market·Recent sales in Jacksonville

1003 Cedar Slough Drive

Jacksonville, FL 32220

$332,997sold priceListed at $332,997 · 100% of asking$157/sqftMLS# 2129494
4
Beds
2.5
Baths
2,117
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $46/mo4,792 sqft lotSingle Family Residence2 storiesNew construction

About this home

Jacksonville

Up to $15k CC for any deal using our preferred lender. Rates as low as 4,99! A charming, covered entry gives the Lynwood plan ample curb appeal. On the main floor, you'll find a convenient powder room, a spacious great room and a well-appointed kitchen featuring a center island, walk-in pantry and dining nook. Other highlights include a central laundry, a mudroom, an elegant primary suite showcasing a private bath and oversized walk-in closet, and a relaxing covered patio. Second floor built with a loft. *SAMPLE PHOTOS; Actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,844
Property taxesest. at asking price, Duval County$544
HOAbilled quarterly$46
Estimated total, before insurance$2,434/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$847/yr · $71/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$332,997
$66,599
Loan Term
Monthly Payment
$1,844
Principal & Interest: $1,844
Property taxes (est.): $544
Insurance (est.): $222
Estimated Total Monthly
$2,610
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$55,000$47,597—
2024$55,000$43,270—

2024 property taxes (current owner): $847/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 2, 2026Closed$332,997
  • Aug 27, 2026Pending$332,997
  • Aug 24, 2026Price change$332,997−$2,000
  • Jul 20, 2026Pending$334,997
  • Jul 17, 2026Price change$334,997+$4,000
  • Feb 10, 2026Listed$330,997

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1031 Cedar Slough Drive, Jacksonville, FL 32220Listed by AXEN REALTY LLCJun 2026$299,997$1763/21,7004940
964 Cedar Slough Drive, Jacksonville, FL 32220Listed by AXEN REALTY LLCJul 2026$290,997$1853/21,576400.1
932 Cedar Slough Drive, Jacksonville, FL 32220Listed by AXEN REALTY LLCJun 2026$331,997$1574/2.52,12070.1
935 Cedar Slough Drive, Jacksonville, FL 32220Listed by AXEN REALTY LLCJun 2026$308,997$1823/21,70020.1
972 Cedar Slough Drive, Jacksonville, FL 32220Listed by AXEN REALTY LLCMay 2026$332,944$1574/2.52,11720.1
8135 Marietta Still Drive, Jacksonville, FL 32220Listed by AXEN REALTY LLCAug 2026$328,824$1554/2.52,117130.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$332,997
Price / Sq Ft$157
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,117
Total Structure Area2,517 sq ft
Acres0.11 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

Community Information

Address1003 Cedar Slough Drive, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionMarietta Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size4,791.6 sq ft
Parcel Number0060770935

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionOther, Block, Composition Siding, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 24, 2026
Days on Market197
HOA Fees$138 / Quarterly
HOA FrequencyQuarterly
HOA NameSovereign Jacobs
Tax Amount$847.39
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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