This home is in Watersong At Rivertown, St. Johns — a 55+ community home in St. Johns County.
Sold·Closed Jun 29, 2026·1 day on market·Recent sales in Watersong At Rivertown·Watersong At Rivertown
53 Kellet Way
St. Johns, FL 32259
32 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map
About this home
Watersong At Rivertown
Set within the gated 55+ community of WaterSong at RiverTown, 53 Kellet Way is a magazine-worthy Lane Model that blends coastal craftsmanship with effortless indoor-outdoor living. Built in 2021 and offering 1,811 sq ft with 2 bedrooms plus an office/den and 2 baths, the home showcases warm luxury vinyl plank flooring, custom shiplap accents, designer lighting, and a thoughtfully designed open layout that captures breathtaking wide pond views from the main living spaces and lanai. The kitchen was designed with entertaining in mind, centered around a long dining island topped with gray-veined white quartz, illuminated by seeded glass globe pendants. White cabinetry, antiqued textured subway tile backsplash, stainless appliances including a gas cooktop and double wall ovens, and a farmhouse sink create a space that is both beautiful and functional. Just off the kitchen, a wet bar with beverage refrigerator and sink makes hosting effortless while the dining area and stacking sliding glass
Next steps in Watersong At Rivertown
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,718 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $430,480 | $346,875 | — |
| 2024 | $443,843 | $336,392 | — |
| 2023 | $396,535 | $325,138 | — |
| 2022 | $364,212 | $314,212 | — |
| 2021 | $75,000 | $75,000 | — |
| 2020 | $75,000 | $75,000 | — |
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $298/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 97 Kellet Way, St. Johns, FL 32259Listed by EXP REALTY LLC | Jul 2026 | $455,000 | $251 | 2/2 | 1,811 | 7 | 0 |
| 148 Kellet Way, St. Johns, FL 32259Listed by EXP REALTY LLC | Sep 2026 | $565,000 | $292 | 2/2 | 1,932 | 6 | 0.1 |
| 383 Ladyslipper Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $457,000 | $244 | 2/2 | 1,876 | 60 | 0.2 |
| 351 Ladyslipper Drive, St. Johns, FL 32259Listed by REAL BROKER LLC | Aug 2026 | $450,000 | $240 | 2/2 | 1,876 | 80 | 0.2 |
| 244 Juniper Hills Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP | Aug 2026 | $420,000 | $266 | 3/2 | 1,576 | 149 | 0.2 |
| 254 Crafton Circle, St. Johns, FL 32259Listed by NON MLS (realMLS) | Oct 2026 | $524,756 | $276 | 2/2 | 1,900 | 0 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Watersong At Rivertown
Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.
View all Watersong At Rivertown homes for sale →Keep looking
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Pending54 Merchant AvenueSt. Johns, FL 32259
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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