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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Royal Palms, Atlantic Beach.

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Sold

Sold·Closed Jun 9, 2026·18 days on market·Recent sales in Royal Palms·Royal Palms

401 Skate Road

Atlantic Beach, FL 32233

$630,000sold priceListed at $648,000 · 97.2% of asking$391/sqftMLS# 2141773
3
Beds
2.5
Baths
1,612
Sq Ft
1971
Built
—
Garage
No
Pool

7 more homes for sale in Royal Palms →Search Royal Palms on the map

No HOA9,148 sqft lotSingle Family Residence1 story

About this home

Royal Palms

Just minutes from the area's most desirable beaches, this beautifully renovated coastal home blends timeless character with fresh, modern updates. Built with durable concrete block construction, the property offers 3 bedrooms, 2.5 bathrooms, plus an office across 1,612 square feet of thoughtfully designed living space, all set on a spacious 9,307-square-foot lot. Originally built in 1971, this home has been completely refreshed with both style and functionality in mind. Major upgrades--including a brand-new roof, HVAC system, water heater, and windows--provide efficiency, reliability, and peace of mind for years to come. Inside, you'll find luxury vinyl plank flooring, updated plumbing fixtures, and clean, contemporary finishes throughout. The open-concept layout creates a natural flow between the kitchen, dining, and living areas, making it perfect for both everyday living and entertaining. The kitchen serves as the heart of the home, opening seamlessly into bright

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,490
Property taxesest. at asking price, Duval County$1,029
Estimated total, before insurance$4,518/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,556/yr · $630/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$630,000
$126,000
Loan Term
Monthly Payment
$3,490
Principal & Interest: $3,490
Property taxes (est.): $1,029
Insurance (est.): $420
Estimated Total Monthly
$4,938
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$439,308$439,308—
2024$423,587$165,569—
2023$352,779$150,518—
2022$306,867$136,835—
2021$269,170$124,396—
2020$263,522$113,088—

2025 property taxes (current owner): $7,556/yr

Estimated taxes if purchased at asking price: ~$12,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $433/sq ft; this home is listed at $402/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
310 Skate Road, Atlantic Beach, FL 32233Listed by NON MLS (realMLS)Aug 2026$375,000$2613/1.51,43630.2
43 Forrestal Circle N, Atlantic Beach, FL 32233Listed by SELLSTATE JAX REALTYAug 2026$350,000$2582/1.51,3551230.2
785 Triton Road, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$710,000$4733/21,500200.2
455 Irex Road, Atlantic Beach, FL 32233Listed by COWFORD REALTY & DESIGN LLCAug 2026$605,000$4334/21,396300.2
162 Belvedere Street, Atlantic Beach, FL 32233Listed by REAL BROKER LLCSep 2026$625,000$4873/21,28430.4
317 Sunrise Circle, Neptune Beach, FL 32266Listed by COMPASS FLORIDA LLCAug 2026$420,000$3012/2.51,396390.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$648,000
Price / Sq Ft$402
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,612
Acres0.21 acres
Year Built1971
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address401 Skate Road, Atlantic Beach, FL 32233
Area232-Atlantic Beach-South
SubdivisionRoyal Palms
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size9,147.6 sq ft
Parcel Number1715310000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, On Street

Interior

AppliancesDishwasher, Disposal, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedApril 24, 2026
Days on Market18
Tax Amount$7,556.27
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Royal Palms

Royal Palms is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Royal Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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