This home is in Kensington Gardens, Jacksonville.
Sold·Closed Jun 26, 2026·41 days on market·Recent sales in Kensington Gardens·Kensington Gardens
2120 St Martins Drive E
Jacksonville, FL 32246
3 more homes for sale in Kensington Gardens →Search Kensington Gardens on the map
About this home
Kensington Gardens
Brand New Roof--buyer chooses shingle color! This spacious 4BR home sits on a generous quarter-acre lot w/ plenty of room to add a pool. Tucked in a quiet, established neighborhood w/ low HOA & no CDD, you'll enjoy both privacy and a short drive to the beach. Inside, you'll find new flooring throughout, smooth white ceilings (no popcorn), recessed lighting, & an open feel with vaulted ceilings. The kitchen features granite countertops, an island for prep, updated lighting, & a brand new dishwasher. French doors w/ built-in blinds lead from the family room to a screened porch--perfect for entertaining--overlooking a fully fenced backyard with vinyl fencing & gate. Need space? The oversized garage plus a large shed/workshop (or ''she shed'') offers endless possibilities. The owner's suite is generously sized w/ a walk-in closet, jetted tub, & separate walk-in shower. Schedule your private showing today & start planning your next chapter and don't forget to call the mover!
Next steps in Kensington Gardens
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1991)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,724 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $469,000 in October 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $396,445 | $342,935 | — |
| 2024 | $382,563 | $332,563 | — |
| 2023 | $381,015 | $381,015 | — |
| 2022 | $315,531 | $206,578 | — |
| 2021 | $249,105 | $199,105 | — |
| 2020 | $235,999 | $174,707 | — |
2025 property taxes (current owner): $6,613/yr
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $242/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2660 Alexia Circle, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $535,000 | $267 | 4/3 | 2,006 | 135 | 0.7 |
| 12887 Bentwater Drive, Jacksonville, FL 32246Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $420,000 | $286 | 3/2 | 1,469 | 29 | 0.9 |
| 12752 Costas Way, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $675,000 | $301 | 4/3 | 2,246 | 133 | 1 |
| 2189 The Woods Drive E, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $410,000 | $198 | 3/2 | 2,073 | 105 | 1 |
| 2494 The Woods Drive E, Jacksonville, FL 32246Listed by MOMENTUM REALTY | Sep 2026 | $435,455 | $235 | 3/2 | 1,850 | 2 | 1 |
| 13015 Bentwater Drive, Jacksonville, FL 32246Listed by FUTURE HOME REALTY INC | Sep 2026 | $379,000 | $210 | 3/2 | 1,805 | 106 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Kensington Gardens
Kensington Gardens is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.
View all Kensington Gardens homes for sale →Keep looking
More homes in Kensington Gardens
Under Contract1820 Burgess Hill Drive EJacksonville, FL 32246
4 bd · 2 ba · 2,026 sq ft
$470,000Est. $2,502/moJust listed. One of the only 4 bedroom, 2 bath homes, in the area listed for under 500,000. This home offers updated…
Listing Office: nexthome endless summer
For Sale1938 Hovington Circle WJacksonville, FL 32246
4 bd · 2 ba · 2,303 sq ft
$490,000Est. $2,608/moWelcome to 1938 N Hovington Circle W, a charming 4-bedroom, 2-bath home offering comfortable living and a peaceful pond…
Listing Office: one sotheby's international realty
For Sale2163 St Martins Drive WJacksonville, FL 32246
4 bd · 3 ba · 2,855 sq ft
$500,000Est. $2,661/moRare opportunity in the beautiful, established Kensington Gardens community! She looks better in person. Come set up an…
Listing Office: redfin corporation
Keep looking
Similar homes in Jacksonville
Explore the area
More in Kensington Gardens
Kensington Gardens guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines