This home is in Watersong At Rivertown, St. Johns — a gated community home in St. Johns County.
Sold·Closed Jun 29, 2026·7 days on market·Recent sales in Watersong At Rivertown·Watersong At Rivertown
98 Hoptree Place
St. Johns, FL 32259
32 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map
About this home
Watersong At Rivertown
Don't miss this rare gem, in this gated community of Watersong at Rivertown. Perfectly positioned on a private corner lot, the property surrounded by lush, meticulously curated landscaping that creates a peaceful retreat you won't find in the other cookie cutter homes. From the moment you step inside, you can't help but notice the exceptional pride of ownership. The home has been immaculately maintained and thoughtfully upgraded featuringa stunning tonge-and groove ceiling that adds warmth and character, along with all new kitchen and bathroom fixtures including designer lighting, modern hardware and stylish mirrors. The interior is tastefully decorated to reflect the true tropical style, offering a light airy feel that complements the surrounding natural beauty. Step outside to your own private space - and extended paver patio and screened in lanai provide the ideal setting for morning coffee, evening relaxation, or entertaining guests year round. Located in the heart
Next steps in Watersong At Rivertown
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,674 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $525,000 in December 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $415,013 | $351,636 | — |
| 2024 | $425,183 | $341,018 | — |
| 2023 | $379,629 | $329,629 | — |
| 2022 | $349,310 | $299,310 | — |
| 2021 | $75,000 | $75,000 | — |
| 2020 | $75,000 | $75,000 | — |
2025 property taxes (current owner): $7,644/yr
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 16, 2026Closed$524,900
- Apr 22, 2026Listed$524,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $290/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 244 Juniper Hills Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP | Aug 2026 | $420,000 | $266 | 3/2 | 1,576 | 149 | 0.1 |
| 97 Kellet Way, St. Johns, FL 32259Listed by EXP REALTY LLC | Jul 2026 | $455,000 | $251 | 2/2 | 1,811 | 7 | 0.1 |
| 254 Crafton Circle, St. Johns, FL 32259Listed by NON MLS (realMLS) | Oct 2026 | $524,756 | $276 | 2/2 | 1,900 | 0 | 0.2 |
| 305 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $449,000 | $267 | 2/2 | 1,682 | 16 | 0.2 |
| 148 Kellet Way, St. Johns, FL 32259Listed by EXP REALTY LLC | Sep 2026 | $565,000 | $292 | 2/2 | 1,932 | 6 | 0.2 |
| 383 Ladyslipper Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $457,000 | $244 | 2/2 | 1,876 | 60 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Watersong At Rivertown
Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.
View all Watersong At Rivertown homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines