This home is in Jacksonville.
Sold·Closed Jul 22, 2026·54 days on market·Recent sales in Atlantic Beach
2016 Dutton Island Oaks Way
Jacksonville, FL 32233
About this home
Jacksonville
Now Available in sought-after Dutton Island Oaks, ideally located on the island in Atlantic Beach just minutes from the beaches and vibrant Atlantic Beach Town Center. Built in 2021 by Dream Finders Homes and lovingly maintained by its original owner, this beautifully designed and thoughtfully decorated two-story home offers 4 bedrooms, 2.5 baths, and a 2-car garage. From the moment you enter, you'll notice the warmth and attention to detail throughout. The home features 9-foot ceilings on the first floor, added insulation, LVP flooring, updated lighting, can lighting, comfort-height toilets, and upgraded blinds on every window. The inviting living area is highlighted by a custom electric fireplace with built-in shelving, creating a warm and stylish gathering space.
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,601 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $446,717 | $308,232 | — |
| 2024 | $447,294 | $298,838 | ▲ $30,000 |
| 2023 | $367,854 | $288,678 | — |
| 2022 | $328,814 | $278,814 | — |
2025 property taxes (current owner): $6,016/yr
Estimated taxes if purchased at asking price: ~$10,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 22, 2026Closed$559,000
- Apr 29, 2026Listed$559,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $295/sq ft; this home is listed at $284/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2039 Cypress Landing Drive, Jacksonville, FL 32233Listed by HOUWZER, INC. | Sep 2026 | $367,000 | $219 | 3/2 | 1,672 | 131 | 0.3 |
| 2258 Sandy Bay Lane, Jacksonville, FL 32233Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $525,000 | $287 | 3/2.5 | 1,828 | 39 | 0.5 |
| 1189 Cove Landing Drive, Jacksonville, FL 32233Listed by BACHMANN HOMES REALTY, LLC | Sep 2026 | $430,000 | $295 | 4/2 | 1,456 | 20 | 0.6 |
| 2281 McAlpin Court, Jacksonville, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $370,000 | $221 | 4/2.5 | 1,676 | 54 | 0.7 |
| 1656 Park Terrace W, Atlantic Beach, FL 32233Listed by MOMENTUM REALTY | Sep 2026 | $1,850,000 | $817 | 4/3 | 2,263 | 1 | 1 |
| 466 Mako Drive, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $683,000 | $349 | 4/2 | 1,957 | 8 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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