This home is in Jacksonville.

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Active Under Contract

Active Under Contract·78 days on market

11614 Carson Lake Drive W

Jacksonville, FL 32221

$299,900$173/sqftEst. $1,596/moMLS# 2141088

Beds

Baths

1,738

Sq Ft

2016

Built

Garage

Pool

About this home

Jacksonville

Move straight into this meticulously maintained 3BD/2BA gem in Adams Lake. Offering 1,738 sq. ft. of bright, modern living space, this residence stands out with a rare level of proactive care, including a bi-annually serviced A/C and a 2016 water softener. The interior features model-home cosmetics and an open layout flowing into a versatile flex room--perfect for a 4th bedroom or office. Major 2023 upgrades provide massive value: energy-efficient solar panels for low utility bills and a stunning, fully permitted 11x11 screened-in lanai with premium tile flooring. Step outside to your custom patio and built-in fire pit, ideal for evening gatherings. Enjoy the low-HOA lifestyle with a community pool and playground, minutes from Chaffee Trail Elementary and just 25 minutes to Downtown Jax or NAS Jax. Combining 2016 quality with high-end 2023 efficiency, this is the ultimate turnkey home--schedule your showing today!

Cost to own

Mortgage calculator

Home Price

$299,900

Down Payment: 20%

$59,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,596

Principal & Interest: $1,596

Est. Taxes & Insurance: $399

Estimated Total Monthly

$1,995

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,596

Property taxesest. at asking price, Duval County$490

HOAbilled annually$33

Estimated total, before insurance$2,119/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$256,004	$114,248	—

2025 property taxes (current owner): $2,574/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,620 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History