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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Nassau Crossing, Yulee.

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Active·175 days on market·Nassau Crossing

86285 Express Court

Yulee, FL 32097

$349,000$200/sqftEst. $1,933/moMLS# 2140799
↓ $5,000 below original list
3
Beds
2
Baths
1,747
Sq Ft
2021
Built
2
Garage
No
Pool

7 more homes for sale in Nassau Crossing →Search Nassau Crossing on the map

FEMA Zone XHOA $49/mo6,098 sqft lotSingle Family Residence1 story

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About this home

Nassau Crossing

Charming and well-maintained, this Yulee home offers an open, light filled layout with a spacious living area and a functional kitchen. The primary suite provides a comfortable retreat, while additional bedrooms offer great flexibility. Enjoy a private backyard and the quiet cul-de-sac location. Convenient to shopping, dining, schools, and Amelia Island beaches, this move-in-ready home delivers comfort and convenience in a fantastic location. Schedule your showing before its gone!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,933
Property taxesest. at asking price, Nassau County$482
HOAbilled annually$49
Estimated total, before insurance$2,464/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,387/yr · $366/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$349,000
$69,800
Loan Term
Monthly Payment
$1,933
Principal & Interest: $1,933
Property taxes (est.): $482
Insurance (est.): $233
Estimated Total Monthly
$2,648
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,598 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $330,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$285,772$285,772—
2024$275,262$269,558—
2023$260,257$245,053—
2022$222,775$222,775—
2021$40,000$40,000—

2025 property taxes (current owner): $4,387/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 26, 2026Price change$349,000−$5,000
  • Apr 18, 2026Listed$354,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
86221 Express Court, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$365,000$2144/21,70560.1
86237 Mainline Road, Yulee, FL 32097Listed by EXP REALTY LLCSep 2026$370,000$1684/2.52,198100.2
86451 Nassau Crossing Way, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$355,000$1914/21,856900.2
86607 Nassau Crossing Way, Yulee, FL 32097Listed by SUMMER HOUSE REALTYAug 2026$330,000$1784/21,856360.3
86209 Vegas Boulevard, Yulee, FL 32097Listed by HOVER GIRL PROPERTIESSep 2026$225,000$1333/21,69410.7
86154 Vegas Boulevard, Yulee, FL 32097Listed by WATSON REALTY CORPAug 2026$398,000$1793/22,228230.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,000
Price / Sq Ft$200
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,747
Acres0.14 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address86285 Express Court, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionNassau Crossing
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size6,098.4 sq ft
Parcel Number422N27109002220000

Amenities

UtilitiesCable Available, Electricity Available
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets
AppliancesDishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

FencingFenced, Back Yard, Vinyl

Additional Information

Date ListedApril 19, 2026
Days on Market148
HOA Fees$590 / Annually
HOA FrequencyAnnually
Tax Amount$4,387.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Nassau Crossing

Nassau Crossing is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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