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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Jun 11, 2026·25 days on market·Recent sales in Atlantic Beach

255 Sherry Drive

Atlantic Beach, FL 32233

$1,095,000sold priceListed at $1,149,000 · 95.3% of asking$968/sqftMLS# 2140590
2
Beds
1
Baths
1,131
Sq Ft
1950
Built
—
Garage
No
Pool
No HOA8,712 sqft lotSingle Family Residence1 story

About this home

Atlantic Beach

Rare opportunity to own a premium property that features an OVERSIZED 60 X 150 LOT in the heart of Atlantic Beach with a RENOVATED BUNGALOW--just 4 blocks to the ocean and Beaches Town Center. Directly across from Atlantic Beach Elementary and ideally positioned in the center of it all, this property offers exceptional flexibility: enjoy the home as-is, expand, or build your dream home. The true value is in the land, with ample space for a pool, guest house, and outdoor living--something rarely found this close to the beach. The existing home is a fully updated and super cute 2BR/1BA beach bungalow, perfect for immediate enjoyment, a vacation retreat, or rental income. Just moments from Jack Russell Park, the Sunday farmers market, local dining, and everything that makes Atlantic Beach so special.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,065
Property taxesest. at asking price, Duval County$1,788
Estimated total, before insurance$7,853/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,944/yr · $495/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,095,000
$219,000
Loan Term
Monthly Payment
$6,065
Principal & Interest: $6,065
Property taxes (est.): $1,788
Insurance (est.): $730
Estimated Total Monthly
$8,583
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,679 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$895,634$342,564—
2024$778,687$332,203—
2023$620,238$321,071—
2022$591,034$310,264—
2021$498,420$299,771—
2020$495,601$294,942—

2025 property taxes (current owner): $5,944/yr

Estimated taxes if purchased at asking price: ~$21,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $435/sq ft; this home is listed at $1,016/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
186 Pine Street, Atlantic Beach, FL 32233Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$682,000$5393/21,26540.2
162 Belvedere Street, Atlantic Beach, FL 32233Listed by REAL BROKER LLCSep 2026$625,000$4873/21,28430.4
455 Irex Road, Atlantic Beach, FL 32233Listed by COWFORD REALTY & DESIGN LLCAug 2026$605,000$4334/21,396300.5
317 Penman Road, Neptune Beach, FL 32266Listed by ANCHOR REALTY JAXJul 2026$565,000$4354/31,300280.6
310 Skate Road, Atlantic Beach, FL 32233Listed by NON MLS (realMLS)Aug 2026$375,000$2613/1.51,43630.7
365 Sargo Road, Atlantic Beach, FL 32233Listed by COMPASS PROPERTY SERVICES INCAug 2026$505,000$3673/21,3771730.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,149,000
Price / Sq Ft$1,016
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,131
Total Structure Area1,506 sq ft
Acres0.20 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address255 Sherry Drive, Atlantic Beach, FL 32233
Area232-Atlantic Beach-South
SubdivisionAtlantic Beach
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size8,712 sq ft
Lot Dimensions60x150
Parcel Number1698030000
ZoningResidential

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Attached Carport

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower, Primary Downstairs
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionFew Trees
Patio / PorchCovered, Front Porch, Patio, Rear Porch
FencingWood
RoofShingle
ConstructionWood Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 17, 2026
Days on Market25
Tax Amount$5,943.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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