This home is in Royal Palms, Atlantic Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Aug 12, 2026·173 days on market·Recent sales in Royal Palms·Royal Palms
365 Sargo Road
Atlantic Beach, FL 32233
7 more homes for sale in Royal Palms →Search Royal Palms on the map
About this home
Royal Palms
Price Improvement! Welcome to 365 Sargo Rd. -- a 1,377 SF well-maintained 3-bedroom, 2-bath concrete block home located in the heart of Atlantic Beach. Situated just one mile from the beach, this home was built for durability and provides low-maintenance that is ideal for coastal living! The functional floor plan features tile floors throughout with an abundance of natural light, white shaker kitchen cabinets, quartz countertops and SS appliances while also providing comfortable living space. Stepping into the backyard you will find a large paver patio that is perfect for outdoor living, entertaining, or relaxing after a day at the beach. Ideal for full-time residents or as an investment property, this home offers the convenience of coastal living and is also close to local dining and shopping. Roof replaced in 2022. Schedule your showing today!
Next steps in Royal Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,629 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $461,198 | $451,363 | — |
| 2024 | $444,845 | $410,330 | ▲ $113 |
| 2023 | $373,028 | $373,028 | — |
| 2022 | $327,873 | $232,482 | — |
| 2021 | $284,435 | $224,255 | — |
| 2020 | $279,606 | $220,469 | — |
2025 property taxes (current owner): $7,826/yr
Estimated taxes if purchased at asking price: ~$9,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 13, 2026Closed$550,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $433/sq ft; this home is listed at $399/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 310 Skate Road, Atlantic Beach, FL 32233Listed by NON MLS (realMLS) | Aug 2026 | $375,000 | $261 | 3/1.5 | 1,436 | 3 | 0.1 |
| 785 Triton Road, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $710,000 | $473 | 3/2 | 1,500 | 20 | 0.1 |
| 43 Forrestal Circle N, Atlantic Beach, FL 32233Listed by SELLSTATE JAX REALTY | Aug 2026 | $350,000 | $258 | 2/1.5 | 1,355 | 123 | 0.2 |
| 455 Irex Road, Atlantic Beach, FL 32233Listed by COWFORD REALTY & DESIGN LLC | Aug 2026 | $605,000 | $433 | 4/2 | 1,396 | 30 | 0.2 |
| 162 Belvedere Street, Atlantic Beach, FL 32233Listed by REAL BROKER LLC | Sep 2026 | $625,000 | $487 | 3/2 | 1,284 | 3 | 0.3 |
| 1145 Stocks Street, Atlantic Beach, FL 32233Listed by WHOLESALE REALTY LLC | Sep 2026 | $415,000 | $379 | 3/2 | 1,096 | 13 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS PROPERTY SERVICES INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Royal Palms
Royal Palms is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.
View all Royal Palms homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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