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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jul 27, 2026·0 days on market·Recent sales in Jacksonville

10129 Whistling Pne Court

Jacksonville, FL 32221

$246,890sold priceListed at $244,390 · 101% of asking$162/sqftMLS# 2140360
3
Beds
2.5
Baths
1,526
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $195/mo2,178 sqft lotWaterfrontTownhouse2 storiesNew construction

About this home

Jacksonville

Experience this newly constructed Landmark townhome featuring a classic traditional exterior and a thoughtfully designed layout. Offering 3 bedrooms, 2.5 bathrooms, and an open-concept floor plan, this home is perfectly suited for both daily living and entertaining. The kitchen is equipped with stainless steel appliances--including an electric range, dishwasher, and microwave--complemented by rich Sarsaparilla cabinetry, elegant quartz countertops, a walk-in pantry, and a large center island that opens seamlessly to the gathering room and café area. From the main living space, step outside to your private patio or head upstairs to a flexible loft, with all bedrooms conveniently located on the same level. Additional features include a Smart Home Package and a Move-In Ready Package with a washer, dryer, refrigerator, blinds, and a garage door opener already in place. Schedule your tour today to see everything this home has to offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,368
Property taxesest. at asking price, Duval County$403
HOAbilled monthly$195
Estimated total, before insurance$1,966/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$781/yr · $65/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$246,890
$49,378
Loan Term
Monthly Payment
$1,368
Principal & Interest: $1,368
Property taxes (est.): $403
Insurance (est.): $165
Estimated Total Monthly
$1,935
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,490 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$44,000$44,000—

2025 property taxes (current owner): $781/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$244,390

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $160/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10128 Whistling Pine Court, Jacksonville, FL 32221Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$219,000$1443/2.51,5261130
10106 Whistling Pine Court, Jacksonville, FL 32221Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$228,000$1493/2.51,5261200
10118 Whistling Pine Court, Jacksonville, FL 32221Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$248,000$1613/2.51,536850
10110 Whistling Pine Court, Jacksonville, FL 32221Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$229,000$1503/2.51,526560
10125 Whistling Pine Court, Jacksonville, FL 32221Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$238,000$1563/2.51,526140
10135 Whistling Pne Court, Jacksonville, FL 32221Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$249,000$1623/2.51,536430

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$244,390
Price / Sq Ft$160
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,526
Acres0.05 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleVilla
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

School Information

ElementaryCrystal Springs
MiddleChaffee Trail
HighEdward White

Community Information

Address10129 Whistling Pne Court, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionNormandy Pines Townhomes
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size2,178 sq ft
Parcel Number0090210620
ZoningResidential

Amenities

AmenitiesNone
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street
Waterfront TypePond

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 16, 2026
Days on Market0
HOA Fees$195 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesWater
Tax Amount$780.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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