Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active Under Contract

Active Under Contract·111 days on market

7907 Dawsons Creek Drive

Jacksonville, FL 32222

$625,000$197/sqftEst. $3,187/moMLS# 2140214

Beds

Baths

3,172

Sq Ft

2006

Built

Garage

Yes

Pool

About this home

Jacksonville

BACK ON MARKET! Buyer's financing fell through. This spacious and beautifully updated pool home sits on a ¾-acre lot with plenty of room to play or add a guest casita. It was thoughtfully designed for comfortable living and easy entertaining. Featuring 4 bedrooms downstairs plus a private 5th bonus suite upstairs with en suite bath, large walk-in closet, and its own thermostat. The remodeled kitchen opens to the family room with brand-new Samsung appliances and generous island storage. Large windows fill the home with warm natural light. The owner's suite is a relaxing retreat with dual walk-in closets and a remodeled bath featuring a zero-entry, wheelchair-accessible shower, heated/lighted mirror, and towel warmer. 3-car garage with drop station. Major updates include a new roof with solar panels, HVAC in 2022, hybrid water heater, and energy-efficient upgrades throughout. All it needs is you to move in and make it your own! This is a short sale requiring bank approval

Cost to own

Mortgage calculator

Home Price

$625,000

Down Payment: 20%

$125,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,187

Principal & Interest: $3,187

Property taxes (est.): $1,021

Insurance (est.): $417

Estimated Total Monthly

$4,624

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,187

Property taxesest. at asking price, Duval County$1,021

HOAbilled annually$44

Estimated total, before insurance$4,251/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $579,900 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$473,860	$0	▲ $51,078
2024	$423,990	$0	▼ $730
2023	$494,904	$0	—
2022	$406,808	$332,330	—
2021	$302,119	$302,119	—
2020	$306,578	$306,578	▲ $11,162

2025 property taxes (current owner): $387/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Active Under Contract$625,000
Jul 15, 2026Active$625,000
Apr 16, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$625,000

Price / Sq Ft$197

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,172

Acres0.75 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

Community Information

Address7907 Dawsons Creek Drive, Jacksonville, FL 32222

Area066-Cecil Commerce Area

SubdivisionDawsons Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32222

Lot Size32,670 sq ft

Parcel Number0023331305

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked

HeatingCentral, Zoned

CoolingCentral Air, Zoned

FireplaceYes

# of Fireplaces1

# of Stories2