This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Aug 17, 2026·94 days on market·Recent sales in Jacksonville
9517 Adelaide Drive
Jacksonville, FL 32244
About this home
Jacksonville
Welcome home. This 4BR'3BA with excellent curb appeal, offers quiet serene pond views from the FR, kitchen, & MBR. Enjoy peaceful evenings on your screened lanai overlooking the pond. All rooms are spacious, neutral & bright. The FR, Kitchen and Breakfast nook is very open. Lighting and ceiling fans are modern. Kitchen features Granite Counters & Stainless appliances. There is custom tile work in the baths. Lani has tiled floor. 20 years this home has been the owner's winter refuge, used several months annually. Roof 2023, Garage door 2022, HVAC, 2020 Watermill amenities include: A junior Olympic pool, children's water park, playground, & various sports courts (basketball, volleyball, tennis). If you like to shop the Town Center is a mile away. You will be close to schools, shopping, major highways, Naval Air Station Jacksonville (NAS Jax), Cecil Commerce Center & downtown Jax is a short commute. This home is a must see Washer & Dryer convey. Furnishings are negotiable.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,761 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $325,119 | $323,428 | — |
| 2024 | $300,653 | $294,026 | ▲ $13,662 |
| 2023 | $320,825 | $267,297 | — |
| 2022 | $308,603 | $242,998 | — |
| 2021 | $225,088 | $220,908 | — |
| 2020 | $200,826 | $107,573 | — |
2025 property taxes (current owner): $5,749/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 6, 2026Closed$399,900
- Jul 18, 2026Active Under Contract$399,900
- Apr 13, 2026Listed$399,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $163/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9314 Bruntsfield Drive, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $333,000 | $173 | 3/2 | 1,925 | 46 | 0.4 |
| 9648 Bembridge Mill Drive, Jacksonville, FL 32244Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $490,000 | $160 | 5/3 | 3,070 | 9 | 0.4 |
| 8603 Beresford Lane, Jacksonville, FL 32244Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $360,000 | $196 | 4/2 | 1,833 | 54 | 0.5 |
| 3243 Millpond Court, Orange Park, FL 32065Listed by HERRON REAL ESTATE LLC | Sep 2026 | $325,000 | $166 | 4/2 | 1,955 | 19 | 0.6 |
| 510 Meldrum Lane, Orange Park, FL 32065Listed by ALL REAL ESTATE OPTIONS INC | Sep 2026 | $323,000 | $178 | 4/3 | 1,818 | 283 | 0.7 |
| 3195 Stonebrier Ridge Drive, Orange Park, FL 32065Listed by CENTURY 21 LIGHTHOUSE REALTY | Aug 2026 | $410,000 | $189 | 4/2 | 2,172 | 17 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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