This home is in Jacksonville Beach.

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Active

Active·96 days on market

3815 Duval Drive

Jacksonville Beach, FL 32250

$17,950,000$2398/sqftEst. $95,537/moMLS# 2139584

Beds

Baths

7,486

Sq Ft

1940

Built

Garage

Yes

Pool

About this home

Jacksonville Beach

Set along a rare 100' x 210' oceanfront homesite & located less than one mile from the Ponte Vedra Inn & Club, this exceptional Coastal European estate, masterfully rebuilt & new structures added by McAneny Builders in 2020, blends timeless architecture with a relaxed West Indies influence. The nearly 7,500 square feet of newly designed impeccable living space offers extraordinary depth of beachfront ground & lives like new construction. Constructed of concrete block and thoughtfully designed with wide casement windows throughout, the residence unfolds as a true compound--featuring a main house, a private guest retreat above the three-car tandem garage, and a beautifully integrated secondary living wing, all connected through interior corridors and a charming courtyard. The guest retreat above the garage offers a fully self-contained living experience, complete with a living room, kitchenette, spacious bedroom with king bed and built-in bunks, a full bath, and ocean views.

Cost to own

Mortgage calculator

Home Price

$17,950,000

Down Payment: 20%

$3,590,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$91,238

Principal & Interest: $91,238

Est. Taxes & Insurance: $22,809

Estimated Total Monthly

$114,047

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$95,537

Property taxesest. at asking price, Duval County$29,310

Estimated total, before insurance$124,847/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$7,536,652	$5,970,593	—
2024	$7,364,212	$5,801,619	▼ $3,669
2023	$7,128,089	$5,631,184	—
2022	$7,174,696	$5,465,713	—
2021	$4,521,793	$4,471,793	—
2020	$4,434,274	$3,710,749	—

2025 property taxes (current owner): $110,292/yr

Estimated taxes if purchased at asking price: ~$351,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 11, 2026Listed$17,950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$17,950,000

Price / Sq Ft$2,398

Bedrooms5

Bathrooms6.50

Full Baths6

Half Baths1

Square Footage7,486

Acres0.48 acres

Year Built1940

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Heated

Is WaterfrontYes

Direction FacesEast

Community Information

Address3815 Duval Drive, Jacksonville Beach, FL 32250

Area212-Jacksonville Beach-SE

SubdivisionPonte Vedra

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size20,908.8 sq ft

Lot Dimensions100 x 210

Parcel Number1816930000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available

Water SourcePublic

ParkingAdditional Parking, Garage

ViewBeach, Ocean, Water

Waterfront TypeOcean Front

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Induction Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringStone, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesGas, Outside

# of Stories2

LevelsTwo

SecuritySecurity System Owned

Spa FeaturesIn Ground, Heated