This home is in Jacksonville Beach — an oceanfront home in Northeast Florida.
Active·186 days on market
3815 Duval Drive
Jacksonville Beach, FL 32250
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville Beach
Set along a rare 100' x 210' oceanfront homesite & located less than one mile from the Ponte Vedra Inn & Club, this exceptional Coastal European estate, masterfully rebuilt & new structures added by McAneny Builders in 2020, blends timeless architecture with a relaxed West Indies influence. The nearly 7,500 square feet of newly designed impeccable living space offers extraordinary depth of beachfront ground & lives like new construction. Constructed of concrete block and thoughtfully designed with wide casement windows throughout, the residence unfolds as a true compound--featuring a main house, a private guest retreat above the three-car tandem garage, and a beautifully integrated secondary living wing, all connected through interior corridors and a charming courtyard. The guest retreat above the garage offers a fully self-contained living experience, complete with a living room, kitchenette, spacious bedroom with king bed and built-in bunks, a full bath, and ocean views.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1940)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,794 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:27 AM, sunset 6:55 PM.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $7,536,652 | $5,970,593 | — |
| 2024 | $7,364,212 | $5,801,619 | ▼ $3,669 |
| 2023 | $7,128,089 | $5,631,184 | — |
| 2022 | $7,174,696 | $5,465,713 | — |
| 2021 | $4,521,793 | $4,471,793 | — |
| 2020 | $4,434,274 | $3,710,749 | — |
2025 property taxes (current owner): $110,292/yr
Estimated taxes if purchased at asking price: ~$333,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 18, 2026Price change$16,995,000−$955,000
- Apr 11, 2026Listed$17,950,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $648/sq ft; this home is listed at $2,270/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 430 Royal Tern Road S, Jacksonville Beach, FL 32250Listed by MARSH LANDING REALTY | Aug 2026 | $2,995,000 | $445 | 6/5.5 | 6,732 | 12 | 2 |
| 467 Royal Tern Road S, Ponte Vedra Beach, FL 32082Listed by HOVER GIRL PROPERTIES | Sep 2026 | $3,970,000 | $648 | 6/5.5 | 6,130 | 43 | 2.2 |
| 24 Solana Road, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $7,800,000 | $1,472 | 5/6 | 5,300 | 62 | 2.2 |
| 516 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Sep 2026 | $11,681,053 | $1,770 | 6/6 | 6,600 | 37 | 2.3 |
| 231 Deer Haven Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTY | Oct 2025 | $3,150,000 | $449 | 5/5.5 | 7,018 | 144 | 2.6 |
| 24624 Harbour View Drive, Ponte Vedra Beach, FL 32082Listed by NON MLS (realMLS) | Aug 2026 | $4,250,000 | $640 | 4/6 | 6,641 | 15 | 2.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines