This home is in St. Johns.
Sold·Closed Jun 10, 2026·31 days on market·Recent sales in St. Johns County
1265 Whispering Pines Road
St. Johns, FL 32259
About this home
St. Johns
Established Airbnb Investment or Private Cottage to call home! Discover this one-of-a-kind opportunity in the heart of Fruit Cove, situated on nearly 1.5 acres. Fully intact and turnkey! Includes all furniture, bird cage, turtle tank, and supplies for guests. The property features brand new LVP flooring downstairs. 4 new mini-split AC units (installed August 2025). Newer appliances: oven, fridge, and water heater (October 2023). Enhanced privacy with a 6-ft automatic front gate. Spacious master suite featuring a double vanity and a large tiled walk-in shower. Thoughtfully renovated with modern finishes throughout. Relax on the back porch and enjoy the serene setting, home to beautiful Mandarin Ducks and Pheasants. With its tranquil atmosphere and prime location just minutes from restaurants and shopping, this property truly offers the best of both worlds. Please do not drive onto the property without a scheduled appointment, even if the gate is open.
Next steps in St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1993)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,274 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $420,000 in April 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $317,431 | $317,431 | — |
| 2024 | $323,056 | $323,056 | — |
| 2023 | $253,356 | $253,356 | — |
| 2022 | $240,942 | $209,998 | — |
| 2021 | $201,837 | $190,907 | — |
| 2020 | $173,552 | $173,552 | — |
2024 property taxes (current owner): $4,306/yr
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $257/sq ft; this home is listed at $410/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 696 Hampton Downs Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $360,000 | $243 | 3/2 | 1,481 | 2 | 1.9 |
| 456 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $411,990 | $257 | 3/2 | 1,601 | 4 | 2 |
| 398 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Jul 2026 | $408,000 | $255 | 3/2 | 1,601 | 61 | 2 |
| 422 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Jun 2026 | $406,000 | $254 | 3/2 | 1,601 | 73 | 2 |
| 322 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Jun 2026 | $370,000 | $271 | 3/2 | 1,367 | 62 | 2 |
| 182 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Dec 2025 | $377,360 | $276 | 3/2 | 1,367 | 97 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines