This home is in Queens Harbour, Jacksonville.

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Active Under Contract

Active Under Contract·98 days on market·Queens Harbour

13719 Saxon Lake Drive

Jacksonville, FL 32225

$1,450,000$335/sqftEst. $7,718/moMLS# 2139064

Beds

Baths

4,324

Sq Ft

2004

Built

Garage

Pool

About this home

Queens Harbour

Exceptional marshfront residence located within the prestigious Queens Harbour Yacht & Country Club. Offering 5 bedrooms, 4.5 baths, and over 4,300 square feet of thoughtfully designed living space, this home blends privacy, comfort, and luxury in one of Jacksonville's most sought-after gated communities. The spacious floorplan is ideal for both everyday living and entertaining, featuring expansive living areas, a well-appointed kitchen, and generous bedroom suites. Enjoy serene marsh views and a private outdoor setting that creates a true retreat. Unique features include a private sauna and an oversized hot tub accommodating up to 10 guests--perfect for relaxing or hosting. Residents of Queens Harbour enjoy access to world-class amenities, including golf, marina access, and a premier country club lifestyle. Ideally located just minutes from the beaches, shopping, and dining, this exceptional property offers the perfect combination of location, space, and upscale livin

Cost to own

Mortgage calculator

Home Price

$1,450,000

Down Payment: 20%

$290,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$7,324

Principal & Interest: $7,324

Est. Taxes & Insurance: $1,831

Estimated Total Monthly

$9,155

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,718

Property taxesest. at asking price, Duval County$2,368

HOAbilled quarterly$450

Estimated total, before insurance$10,535/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,024,489	$491,227	▲ $112,813
2024	$912,168	$476,676	▲ $39,307
2023	$850,819	$461,336	—
2022	$779,596	$446,443	—
2021	$664,949	$431,984	▲ $1,689
2020	$644,911	$425,330	—

2025 property taxes (current owner): $9,265/yr

Estimated taxes if purchased at asking price: ~$28,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 8, 2026Listed$1,450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,450,000

Price / Sq Ft$335

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,324

Acres0.40 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

Community Information

Address13719 Saxon Lake Drive, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionQueens Harbour Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size17,424 sq ft

Parcel Number1671285115

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Marina, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Connected

SewerPublic Sewer

Water SourcePublic

ParkingCircular Driveway

ViewProtected Preserve