This home is in Surf Park, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Active·44 days on market·Surf Park
1702 7th Street N
Jacksonville Beach, FL 32250
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About this home
Surf Park
Beautiful remodeled home in desirable Jacksonville Beach, Florida. Excellent Location!! Convenient to a plethora of wonderful restaurants and nightlife!! A short walk (approximately 5 blocks) or golf cart ride to the BEACH! The entire home is fully furnished and all contents will convey with a full price offer (or greater) and a fully executed contract that includes a full price purchase amount (or greater). Not one but two (2) HVAC's, bathrooms with solid surface (Quartz) counter-tops, all wood soft close kitchen cabinets and more beautiful quartz counter-tops with stainless steel appliances. Zero carpet throughout the house, new modern light fixtures and gorgeous furniture to compliment. This home has a ton of natural light, newer pipes, wiring and insulation. Low/no maintenance paved driveway. Lawn has full sod (front & back), trees trimmed, lawn maintained, and many more. Home is READY for you to make your PRIMARY RESIDENCE, VACATION home, or generate INCOME as a SHORT-TERM RENTA
Next steps in Surf Park
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1950)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,588 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
15th Ave. Nabout 0.4 mi
Closest park or preserve
Dutton Island Preserve15 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 4 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 2 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Fletcher High School Pool6 min drive · Baseball, Basketball, Football, Soccer, Volleyball, Lacrosse, Swimming
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $760,000 in January 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,860 | $1,860 | — |
| 2025 | $759,393 | $759,393 | — |
| 2024 | $1,810 | $1,810 | — |
| 2024 | $737,071 | $720,639 | — |
| 2023 | $1,810 | $1,810 | — |
| 2023 | $655,127 | $655,127 | — |
| 2022 | $1,810 | $1,810 | — |
| 2022 | $598,707 | $523,864 | — |
| 2021 | $1,810 | $1,810 | — |
| 2021 | $334,936 | $334,936 | — |
| 2020 | $1,810 | $1,810 | — |
| 2020 | $331,134 | $90,770 | — |
2025 property taxes (current owner): $14,007/yr
Estimated taxes if purchased at asking price: ~$21,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 31, 2026Price change$1,100,000−$100,000
- Mar 30, 2026Listed$1,200,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $418/sq ft; this home is listed at $414/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1602 7th Street N, Jacksonville Beach, FL 32250Listed by RIVER CITY REALTY | Oct 2026 | $1,075,000 | $343 | 4/2.5 | 3,137 | 198 | 0.1 |
| 502 13th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $540,000 | $266 | 4/2 | 2,031 | 5 | 0.2 |
| 1103 18th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,125,000 | $400 | 4/4 | 2,814 | 3 | 0.3 |
| 569 Myra Street, Neptune Beach, FL 32266Listed by OMNI REALTY GROUP OF NORTH FLORIDA INC | Oct 2026 | $1,690,000 | $615 | 3/3 | 2,750 | 85 | 0.4 |
| 1230 12th Street N, Jacksonville Beach, FL 32250Listed by BACHMANN HOMES REALTY, LLC | Oct 2026 | $1,230,000 | $487 | 4/3 | 2,525 | 14 | 0.5 |
| 1115 Palm Circle, Jacksonville Beach, FL 32250Listed by TRUDEALS REALTY CORP | Sep 2026 | $875,000 | $418 | 4/2 | 2,091 | 5 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: EMPIRE NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Surf Park
Surf Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines