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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed May 1, 2026·1 day on market·Recent sales in Atlantic Beach

570 Aquatic Drive

Atlantic Beach, FL 32233

$455,000sold priceListed at $449,900 · 101.1% of asking$316/sqftMLS# 2137035
3
Beds
2
Baths
1,440
Sq Ft
1985
Built
—
Garage
No
Pool
No HOA3,049 sqft lotTownhouse2 stories

About this home

Atlantic Beach

Don't miss this opportunity to own a beautifully updated home just minutes from the beach! Fully renovated inside and out, this stunning property features a tasteful modern design that gives it the feel of a brand-new home. New custom windows enhance both the home's curb appeal and energy efficiency. Inside, the layout has been completely reimagined to create the perfect coastal retreat with a bright, open-concept design ideal for both everyday living and entertaining. Interior upgrades include luxury vinyl plank flooring and fresh paint throughout, along with new interior doors, trim, and hardware. You'll also find updated lighting and plumbing fixtures, plus fully remodeled kitchen and bathrooms designed with modern finishes. The newly opened kitchen flows seamlessly into the main living area and features stainless-steel appliances, granite countertops, and shaker cabinets. This move-in-ready home offers modern comfort, coastal charm, and an unbeatable location near the Beach!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, Duval County$743
Estimated total, before insurance$3,263/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $743
Insurance (est.): $303
Estimated Total Monthly
$3,567
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $398/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 27, 2026Listed$449,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $294/sq ft; this home is listed at $312/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
696 Aquatic Drive, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$392,000$2953/21,32850.1
639 Aquatic Drive, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYAug 2026$390,000$2943/21,328130.2
1114 Scheidel Court, Atlantic Beach, FL 32233Listed by UNITED REAL ESTATE GALLERYJul 2026$230,100$1773/21,3002110.3
836 Cavalla Road, Atlantic Beach, FL 32233Listed by RIVER CITY REALTYJun 2026$291,000$2582/1.51,1281410.3
750 Cavalla Road, Atlantic Beach, FL 32233Listed by HASSLE-FREE REALTY LLCAug 2026$285,000$2702/1.51,056540.4
522 Selva Lakes Circle, Atlantic Beach, FL 32233Listed by FLUID REALTY, LLC.Jun 2026$595,000$3633/2.51,63810.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,900
Price / Sq Ft$312
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,440
Acres0.07 acres
Year Built1985
TypeResidential
Sub-TypeTownhouse
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address570 Aquatic Drive, Atlantic Beach, FL 32233
Area232-Atlantic Beach-South
SubdivisionAquatic Gardens
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size3,049.2 sq ft
Parcel Number1718185190

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingOff Street

Interior

AppliancesENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedMarch 27, 2026
Days on Market1
Tax Amount$398.34
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BACHMANN HOMES REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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