1 / 53

Active

Active·110 days on market

15 Old Oak Drive N

Palm Coast, FL 32137

$900,000$298/sqftEst. $4,790/moMLS# 2137028

Beds

Baths

3,019

Sq Ft

2006

Built

Garage

Yes

Pool

About this home

Palm Coast

Welcome to this exceptional home nestled within an exclusive gated island community, where privacy, comfort, and spacious living come together seamlessly. Offering 4 generously sized bedrooms and 4 full bathrooms, this residence is thoughtfully designed to accommodate families of all sizes. Step inside to discover an open and inviting floor plan that blends functionality with style. Expansive living spaces connect effortlessly to the kitchen and dining areas, creating the perfect setting for both everyday living and entertaining guests. Large windows fill the home with natural light, enhancing the warm and welcoming atmosphere throughout. Each bedroom provides ample space and storage, while the well-appointed bathrooms offer convenience and comfort for family and visitors alike. Outside, your private backyard oasis awaits. Relax or entertain year-round in the screened-in pool area, providing the perfect space to enjoy Florida's beautiful weather while keeping insects and debris at bay.

Cost to own

Mortgage calculator

Home Price

$900,000

Down Payment: 20%

$180,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,546

Principal & Interest: $4,546

Est. Taxes & Insurance: $1,137

Estimated Total Monthly

$5,683

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,790

HOAbilled monthly$165

Estimated total, before insurance$4,955/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,012/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 27, 2026Listed$900,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$900,000

Price / Sq Ft$298

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,019

Acres0.35 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Community Information

Address15 Old Oak Drive N, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionSanctuary

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size15,246 sq ft

Parcel Number2910315540000001060

Amenities

UtilitiesSewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup

SecurityGated with Guard