1 / 66

Active

Active·109 days on market

13 Old Oak Drive N

Palm Coast, FL 32137

$1,099,000$370/sqftEst. $5,849/moMLS# 2137248

Beds

Baths

2,967

Sq Ft

2026

Built

Garage

Pool

About this home

Palm Coast

Nestled within The Sanctuary, Palm Coast's premier gated boating community, perfectly positioned on an expansive 1/3 acre homesite, this MOVE-IN READY NEW CONSTRUCTION luxury residence offers an effortless blend of elegance and the very best of Florida living. Offering EXCEPTIONAL VALUE WITH NO WAIT TO BUILD, this thoughtfully crafted home features soaring ceilings, refined architectural details, and sophisticated finishes throughout. At the heart of the home is a spectacular chef's kitchen featuring premium cabinetry, quartz countertops, an oversized waterfall island, a full-height quartz backsplash, and a private butler's pantry that provides additional workspace and storage. The open-concept design flows seamlessly into the spacious living and dining areas, where two walls of multi-panel sliding glass doors open to dual covered lanais with a with a fully equipped outdoor kitchen. With ample room for your custom pool, create the ultimate indoor-outdoor living experience.

Cost to own

Mortgage calculator

Home Price

$1,099,000

Down Payment: 20%

$219,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,551

Principal & Interest: $5,551

Est. Taxes & Insurance: $1,388

Estimated Total Monthly

$6,939

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,849

HOAbilled monthly$165

Estimated total, before insurance$6,014/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,927/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 28, 2026Listed$1,099,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,099,000

Price / Sq Ft$370

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,967

Acres0.36 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address13 Old Oak Drive N, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionSanctuary

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size15,681.6 sq ft

Parcel Number2910315540000001050

Amenities

AmenitiesGated, Park, Security

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Vinyl

FireplaceYes

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

Security24 Hour Security, Gated with Guard