Sold·Closed Jul 17, 2026·10 days on market
99 Cimmaron Drive
Palm Coast, FL 32137
About this home
Palm Coast
Welcome to waterfront living at its finest in the highly sought-after Salt Water Canals of Palm Coast! This charming canal-front home offers 70 feet of direct saltwater access with no bridges to the Intracoastal, making it perfect for sailboats and boating enthusiasts alike. Situated on a bulkhead canal lot, the property features a 20-foot dock, a spacious 23-foot boathouse. Inside, you'll find a spacious and versatile layout filled with character and natural light. The home offers 3 bedrooms, each with its own en-suite bathroom, plus 3.5 bathrooms total. A private first-floor in-law suite with separate entrance provides excellent potential for multigenerational living, guest accommodations, or rental income opportunities. The sun-filled formal living and dining areas create an inviting atmosphere, while the Florida room showcases panoramic water views. Upstairs, a bonus room/loft or studio space opens to a screened balcony - come see your new home .
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,803 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,705/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 17, 2026Closed$525,000
- Jul 8, 2026Pending$525,000
- May 22, 2026Listed$525,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $322/sq ft; this home is listed at $202/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7 Cedarford Court, Palm Coast, FL 32137Listed by NON MLS (realMLS) | Sep 2026 | $770,000 | $393 | 3/2 | 1,959 | 0 | 0.4 |
| 32 Covington Lane, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLC | Mar 2026 | $430,000 | $179 | 4/3 | 2,403 | 172 | 0.6 |
| 12 Collinson Court, Palm Coast, FL 32137Listed by EXP REALTY LLC | Sep 2026 | $585,000 | $322 | 3/2 | 1,816 | 79 | 0.7 |
| 10 Collinson Court, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUP | Jun 2026 | $725,000 | $311 | 4/2.5 | 2,330 | 124 | 0.7 |
| 144 Cochise Court, Palm Coast, FL 32137Listed by LPT REALTY LLC | Jan 2026 | $990,000 | $394 | 3/2.5 | 2,512 | 104 | 0.7 |
| 26 Fairchild Lane, Palm Coast, FL 32137Listed by SELECT REALTY LLC | Oct 2026 | $510,000 | $204 | 4/2 | 2,505 | 162 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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