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Sold·Closed Jan 16, 2026·104 days on market

144 Cochise Court

Palm Coast, FL 32137

$990,000sold priceListed at $950,000 · 104.2% of asking$394/sqftMLS# 2104628
3
Beds
2.5
Baths
2,512
Sq Ft
2003
Built
2
Garage
Yes
Pool
No HOA10,454 sqft lotWaterfrontSingle Family Residence1 story

About this home

Palm Coast

Discover the best of Florida waterfront living—this stunning home is all about relaxation, views, & the lifestyle you've always envisioned. Located in Sailboat Country because the canals are deep & there are no Fixed Bridges. The home is about 1000 yards from the Intracoastal Waterway & ocean access is not far away. Inside you'll find an open floor plan that offers privacy for you, your family & guests. The living room has beautiful Lanai & pool views. The Primary Suite offers a cozy sitting area w/ stunning Views of the saltwater canal, pool & waterfalls. Retreat to the master bath & discover his & her sinks, soaking tub & walk-in shower. The kitchen has a double oven, Butler's Pantry, separate coffee area & Tons of storage. The den is a great space to chill & watch TV & the office is just steps away. The lanai is designed for your outdoor enjoyment, comfort and relaxation. So, bring your boat, kayaks, paddle boards, and fishing poles .Because here, the water is truly your back yard!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,484
Estimated total, before insurance$5,484/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,930/yr · $661/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$990,000
$198,000
Loan Term
Monthly Payment
$5,484
Principal & Interest: $5,484
Insurance (est.): $660
Estimated Total Monthly
$6,144
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,930/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 28, 2025Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $322/sq ft; this home is listed at $378/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
32 Covington Lane, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$430,000$1794/32,4031720.6
99 Cimmaron Drive, Palm Coast, FL 32137Listed by UNITED REAL ESTATE GALLERYJul 2026$525,000$2023/3.52,594100.7
7 Cedarford Court, Palm Coast, FL 32137Listed by NON MLS (realMLS)Sep 2026$770,000$3933/21,95901.1
12 Collinson Court, Palm Coast, FL 32137Listed by EXP REALTY LLCSep 2026$585,000$3223/21,816791.2
10 Collinson Court, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUPJun 2026$725,000$3114/2.52,3301241.2
213 Conservatory Drive, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$833,000$3333/32,503571.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Price / Sq Ft$378
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,512
Total Structure Area3,368 sq ft
Acres0.24 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground, In Ground, Electric Heat, Fenced, Heated, Salt Water, Screen Enclosure, Solar Heat, Waterfall
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryOld Kings
MiddleIndian Trails

Community Information

Address144 Cochise Court, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Harbor
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,454.4 sq ft
Lot Dimensions89.61x125 85x110
Parcel Number0711317015000200360
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC, Water Heater
ParkingAttached, Garage, Garage Door Opener
ViewCanal, Pool, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Central Vacuum, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Solar Tube(s), Split Bedrooms, Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Double Oven, Dryer, Electric Range, Microwave, Refrigerator, Solar Hot Water, Washer, Wine Cooler
HeatingCentral
CoolingAttic Fan, Central Air, Zoned
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric, Outside
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Lower Level, Washer Hookup
Window FeaturesSkylight(s)
Spa FeaturesIn Ground, Heated, Above Ground, Private

Exterior

Exterior FeaturesBoat Lift, Boat Slip, Dock, Outdoor Kitchen, Outdoor Shower
Lot DescriptionCul-De-Sac, Irregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Deck, Porch, Rear Porch, Screened
FencingOther, Fenced, Back Yard, Full
RoofShingle
ConstructionBlock, Stucco
Other StructuresBoat House, Shed(s)

Additional Information

Date ListedAugust 28, 2025
Days on Market104
Tax Amount$7,929.83
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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