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Active·19 days on market

44 Flagler Drive

Palm Coast, FL 32137

$724,900$282/sqftEst. $3,858/moMLS# 2141705
4
Beds
3
Baths
2,572
Sq Ft
1990
Built
2
Garage
No
Pool

About this home

Palm Coast

This spectacular, beachside home, just 14 lots from the Atlantic, offers over 2,400 sq ft of beautifully updated living space. Four bedrooms, three and a half baths w/ a two-car garage. The living room, family room, dining room, kitchen, half bathroom & laundry room are located on the first floor. Three bedrooms are located upstairs, along with two bathrooms. Upgraded kitchen with wood cabinets, granite countertops, and newer stainless steel appliances. High-end laminate flooring in family room, dining room & living room. Waterproof laminate flooring installed in the kitchen & half bath. The primary bedroom has a powder room and a separate bathroom. The second & third bedrooms are bright & spacious. The charming fourth bedroom/mini apartment is separate from the house and has been used as an Airbnb in the past. The front of the home features a wrap-around covered porch. Behind you will find a nicely sized deck, ideal for enjoying ocean breezes.

Cost to own

Mortgage calculator

$724,900
$144,980
Loan Term
Monthly Payment
$3,662
Principal & Interest: $3,662
Est. Taxes & Insurance: $915
Estimated Total Monthly
$4,577
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,858
Estimated total, before insurance$3,858/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 26, 2026Listed$724,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$724,900
Price / Sq Ft$282
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,572
Total Structure Area3,148 sq ft
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address44 Flagler Drive, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionMarineland Acres
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number39-10-31-4250-00110-0080

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewOcean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories2
LevelsMulti/Split, Two

Exterior

Lot DescriptionCul-De-Sac
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedJune 26, 2026
Days on Market61
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX SELECT PROFESSIONALS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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