Active·462 days on market
17 Old Oak Drive N
Palm Coast, FL 32137

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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
NEW PRICE! An exceptional opportunity for BRAND-NEW LUXURY in The Sanctuary, one of Palm Coast's most distinctive gated communities. This stunning 4 BEDROOM, 3.5 BATH, 3-CAR GARAGE, CONCRETE BLOCK home offers nearly 3,000 square feet of thoughtfully designed living space where elevated finishes, impressive architecture and effortless Florida living come together. Step inside to soaring 12-16 FT CEILINGS, smooth walls and ceilings, wide-plank luxury vinyl flooring and expansive windows that fill the home with natural light. Multi-panel sliding glass doors create a seamless connection to the outdoors and enhance the home's open, inviting layout. At the heart of the home is a show-stopping GOURMET KITCHEN featuring an oversized WATERFALL QUARTZ ISLAND, full-height quartz backsplash, premium ceiling-height cabinetry and a beautifully designed PRIVATE BUTLER'S PANTRY offering additional prep space and storage.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,773 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,962/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 13, 2026Price change$1,025,000−$24,000
- Aug 18, 2026Price change$1,049,000−$25,900
- Jul 23, 2026Price change$1,074,900−$23,100
- Jul 9, 2025Listed$1,098,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $383/sq ft; this home is listed at $345/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8 Old Oak Drive N, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUP | Oct 2026 | $1,130,000 | $383 | 4/2 | 2,947 | 43 | 0.1 |
| 99 Cimmaron Drive, Palm Coast, FL 32137Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $525,000 | $202 | 3/3.5 | 2,594 | 10 | 0.4 |
| 144 Cochise Court, Palm Coast, FL 32137Listed by LPT REALTY LLC | Jan 2026 | $990,000 | $394 | 3/2.5 | 2,512 | 104 | 0.7 |
| 32 Covington Lane, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLC | Mar 2026 | $430,000 | $179 | 4/3 | 2,403 | 172 | 0.9 |
| 24 Cinnamon Beach Place, Palm Coast, FL 32137Listed by REALTY EXCHANGE OF FLORIDA | Jul 2026 | $1,900,000 | $537 | 5/5 | 3,536 | 4 | 1.1 |
| 10 Collinson Court, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUP | Jun 2026 | $725,000 | $311 | 4/2.5 | 2,330 | 124 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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