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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside, Jacksonville — a pool home in Jacksonville.

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Active Under Contract

Active Under Contract·203 days on market·Riverside

2160 Oak Street

Jacksonville, FL 32204

$799,000$139/sqftEst. $4,426/moMLS# 2136923
↓ $151,000 below original list
5
Beds
5.5
Baths
5,750
Sq Ft
1904
Built
—
Garage
Yes
Pool

67 more homes for sale in Riverside →Search Riverside on the map

FEMA Zone XNo HOA12,632 sqft lotSingle Family Residence4 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Riverside

Welcome to The Frogmore, a timeless 1904 historic estate where rich character and thoughtful renovation come together in one extraordinary home. From the moment you arrive, you're greeted by classic architectural details that have stood the test of time--original hardwood floors, soaring ceilings, five fireplaces, and two grand staircases that speak to the home's storied past. Every corner offers a sense of history, beautifully preserved and seamlessly enhanced for modern living. At the heart of the home, a custom renovated kitchen blends form and function with curated finishes, opening to a charming butler's pantry--perfect for entertaining and everyday ease. Endless cabinet storage, lovely countertops, multiple dishwashers, refrigerators, double ovens, a wine fridge and so much more make this every chef's dream!

Next steps in Riverside

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,426
Property taxesest. at asking price, Duval County$1,305
Estimated total, before insurance$5,730/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,160/yr · $347/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$799,000
$159,800
Loan Term
Monthly Payment
$4,426
Principal & Interest: $4,426
Property taxes (est.): $1,305
Insurance (est.): $533
Estimated Total Monthly
$6,263
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1904)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$964,161$201,931▲ $40,027
2024$925,643$195,533▼ $1,357
2023$932,379$188,382▼ $59,003
2022$945,967$181,439▲ $119,968
2021$711,459$174,699—
2020$692,234$171,597—

2025 property taxes (current owner): $4,160/yr

Estimated taxes if purchased at asking price: ~$15,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Active Under Contract$799,000
  • Aug 21, 2026Price change$799,000−$36,000
  • Aug 17, 2026Active Under Contract$835,000
  • Jul 21, 2026Price change$835,000−$64,000
  • Jul 8, 2026Price change$899,000−$51,000
  • Mar 26, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $483/sq ft; this home is listed at $139/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3110 St Johns Avenue, Jacksonville, FL 32205Listed by RE/MAX SPECIALISTS PVJun 2026$4,525,000$7796/7.55,80601.1
1710 River Road, Jacksonville, FL 32207Listed by SPECTRUM REALTY SERVICESSep 2026$1,320,000$2788/44,7401011.4
2326 Laurel Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,550,000$3625/3.54,28402.1
3711 Ortega Boulevard, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATESep 2026$4,280,000$9034/4.54,74102.2
1163 Northwood Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,801,000$4455/54,04432.4
4031 Cordova Avenue, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$2,220,000$4835/3.54,60042.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$799,000
Price / Sq Ft$139
Bedrooms5
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage5,750
Acres0.29 acres
Year Built1904
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric
StatusActive Under Contract
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

Community Information

Address2160 Oak Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size12,632.4 sq ft
Parcel Number0906730000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wine Cellar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces5
Fireplace FeaturesWood Burning
# of Stories4
LevelsThree Or More
LaundryUpper Level

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionCorner Lot
FencingBack Yard, Full
RoofShingle
Other StructuresGuest House, Outdoor Kitchen, Workshop

Additional Information

Date ListedMarch 26, 2026
Days on Market196
Tax Amount$4,159.65
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROOT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside

Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.

View all Riverside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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