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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·198 days on market

8459 Pikes Peak Drive N

Jacksonville, FL 32244

$279,900$172/sqftEst. $1,550/moMLS# 2136890
↓ $7,000 below original list
3
Beds
2
Baths
1,624
Sq Ft
1988
Built
2
Garage
No
Pool
FEMA Zone XHOA $36/mo6,534 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

One or more photo(s) was virtually staged. This beautiful 3-bedroom, 2-bathroom residence offers the perfect blend of modern updates and comfortable living. The interior features a seamless open-concept layout where the kitchen overlooks the main living spaces--perfect for entertaining. You'll be greeted by vaulted ceilings in the living room that create an airy, expansive feel, centered around a cozy fireplace. The kitchen is a chef's delight, boasting sleek granite countertops, stainless steel appliances, and ample cabinetry for all your storage needs. The primary bedroom serves as a private retreat, complete with a large walk-in closet. Step outside to find a fully fenced-in backyard, offering a private space for outdoor activities, gardening, or relaxation.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,550
Property taxesest. at asking price, Duval County$457
HOAbilled quarterly$36
Estimated total, before insurance$2,044/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,173/yr · $431/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$279,900
$55,980
Loan Term
Monthly Payment
$1,550
Principal & Interest: $1,550
Property taxes (est.): $457
Insurance (est.): $187
Estimated Total Monthly
$2,194
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$269,946$269,946—
2024$279,669$279,669▲ $13,497
2023$285,422$285,422▲ $11,048
2022$264,470$264,470—
2021$170,702$50,635▲ $13,641
2020$152,540$49,239▲ $16,434

2025 property taxes (current owner): $5,173/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Pending$279,900
  • Jul 24, 2026Price change$279,900−$7,000
  • Mar 26, 2026Listed$286,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8345 Rockridge Drive, Jacksonville, FL 32244Listed by WHOLESALE REALTY LLCOct 2026$315,000$1583/21,99150.1
8382 Chason Road W, Jacksonville, FL 32244Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$330,000$1614/32,056150.5
8358 Chason Road W, Jacksonville, FL 32244Listed by THE NEWCOMER GROUPSep 2026$260,000$1793/21,449120.5
7739 Settlers Landing Trail S, Jacksonville, FL 32244Listed by ENTERA REALTY LLCSep 2026$252,500$1863/21,360500.6
8076 Cumberland Gap Trail N, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$262,000$1583/21,66050.7
8873 Pisces Circle S, Jacksonville, FL 32222Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$195,000$1083/21,800970.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$279,900
Price / Sq Ft$172
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,624
Acres0.15 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryChimney Lakes
MiddleCharger Academy
HighWestside High School

Community Information

Address8459 Pikes Peak Drive N, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionCollins Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size6,534 sq ft
Parcel Number0164651135
ZoningResidential

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio
FencingWood
RoofShingle
ConstructionBrick, Wood Siding

Additional Information

Date ListedMarch 26, 2026
Days on Market189
HOA Fees$109 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,173.17
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENTERA REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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