This home is in Jacksonville — a waterfront home in Jacksonville.
Active·158 days on market
9843 Wagner Road
Jacksonville, FL 32219
About this home
Jacksonville
Rare opportunity on the Little Trout River! This nearly 5-acre waterfront property offers over 200 feet of river frontage and incredible potential for investors, developers, or buyers seeking a private estate with income-producing possibilities. The property is currently zoned RLD-60, allowing one home per half acre, creating the potential for approximately 10 half-acre lots if subdivided (buyer to verify). Formerly operated as a mobile home park, the property already has multiple septic systems in place and currently generates income. Three tenant-occupied lots are currently leased (trailers are owned by tenants): • Trailer 1 - $220/month lot lease • Trailer 2 - $160/month lot lease (tenant also maintains mowing of the property) • Trailer 3 - $300/month lot lease The property also includes two existing houses: • House 1: 3 bedrooms, 1 bath, tile flooring with carpet in bedrooms, includes stove and refrigerator • House 2: 1 bedroom, 1 bath structure that has been fully gutted and
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $267,267 | $217,003 | ▲ $13,898 |
| 2024 | $253,673 | $197,276 | — |
| 2023 | $258,299 | $179,342 | — |
| 2022 | $253,746 | $163,039 | — |
| 2021 | $148,218 | $148,218 | — |
| 2020 | $145,454 | $145,454 | — |
2025 property taxes (current owner): $5,191/yr
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1963)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · CHD Limited Use Wells
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,337 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Mar 19, 2026Listed$415,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines