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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Silver Landing, St. Augustine.

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Sold

Sold·Closed May 1, 2026·14 days on market·Recent sales in Silver Landing·Silver Landing

239 Country Fern Drive

St. Augustine, FL 32092

$535,000sold priceListed at $549,900 · 97.3% of asking$235/sqftMLS# 2134625
4
Beds
2
Baths
2,272
Sq Ft
2023
Built
3
Garage
No
Pool

37 more homes for sale in Silver Landing →Search Silver Landing on the map

HOA $100/mo7,841 sqft lotSingle Family Residence1 story

About this home

Silver Landing

Better than new in Silver Landing, less than 3 years old and it looks like a model home. Why wait to build when this home has it all and sits on a beautiful large lot with unobstructed water views and a fully fenced backyard. The chefs kitchen with white cabinets, quartz countertops and oversized island has a double oven plus microwave, updated kitchen tiles and cabinet hardware as well as a reverse osmosis water system. The spacious, open concept floor plan, with high ceilings, has hard surface flooring throughout ( not carpet) and highly upgraded light fixtures in all main living areas. The exterior screened lanai plus additional outside paver patio will provide the ultimate relaxation as you gaze out at the full lake view. 3 car garage with garage tech flooring and oversized storage cage bins provide plenty of space for all your needs. Don't miss this one - it is move in ready and waiting for you.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,963
Property taxesest. at asking price, St. Johns County$712
HOAbilled annually$100
Estimated total, before insurance$3,775/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,984/yr · $499/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$535,000
$107,000
Loan Term
Monthly Payment
$2,963
Principal & Interest: $2,963
Property taxes (est.): $712
Insurance (est.): $357
Estimated Total Monthly
$4,032
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $576,900 in February 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$497,189$407,526—
2024$480,014$395,333—
2023$110,000$110,000—
2022$106,400$106,400—

2025 property taxes (current owner): $5,984/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $242/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
139 Grand Rivage Drive Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$600,000$2404/32,496120.1
61 Yorkshire Drive, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$810,000$3054/32,660570.2
49 Golden Fern Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYOct 2026$635,000$2304/32,75620.5
365 Silver Lily Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$585,000$2344/32,500510.6
39 Athens Drive, St. Augustine, FL 32092Listed by WATSON REALTY CORPSep 2026$500,000$2204/22,2681511
2080 Crown Drive, St. Augustine, FL 32092Listed by COMPASS FLORIDA LLCOct 2026$625,000$2384/32,626901.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,900
Price / Sq Ft$242
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,272
Acres0.18 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address239 Country Fern Drive, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilver Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,840.8 sq ft
Parcel Number0279716680

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Off Site, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond

Interior

AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionComposition Siding, Frame, Stone Veneer
Road SurfaceAsphalt

Additional Information

Date ListedMarch 12, 2026
Days on Market14
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA NameSilver Leaf Master Association
Tax Amount$5,984.12
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Silver Landing

Silver Landing is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Silver Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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