This home is in Silver Landing, St. Augustine — a waterfront home in St. Johns County.
Active·45 days on market·Silver Landing
192 Pine Candle Way
St. Augustine, FL 32092
About this home
Silver Landing
Move-In Ready 4-Bedroom, 2-Bath Home Built in 2023! Welcome to your dream home, originally designed as a forever retreat by the current owners, who have poured their heart into high-quality upgrades. Due to their recent family relocation, this beautifully enhanced property is now ready to be cherished by its next owners. Experience unparalleled curb appeal featuring professional landscaping, palm trees, an expanded paver driveway and patio, stylish exterior lighting, gutters, fencing, and a cozy fire pit area. Step inside to discover a breathtaking custom fireplace wall complete with built-in shelving, charming wood accents, upgraded lighting and fans, along with professionally painted interiors that exude warmth and sophistication. The kitchen is a chef's delight, showcasing a chic backsplash, shiplap details, under-cabinet lighting, contemporary hardware, and newer appliances. One of the standout features of this home is the enclosed lanai.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $497,200 in May 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $354,309 | $303,587 | — |
| 2024 | $382,677 | $332,677 | — |
| 2023 | $110,000 | $110,000 | — |
| 2022 | $106,400 | $106,400 | — |
2025 property taxes (current owner): $4,584/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jun 24, 2026Listed$563,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Silver Landing
Silver Landing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Silver Landing homes for sale →Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines