This home is in Silver Landing, St. Augustine — a home near Tocoi Creek High School.
Active·40 days on market·Silver Landing
192 Pine Candle Way
St. Augustine, FL 32092
About this home
Silver Landing
Move-In Ready 4-Bedroom, 2-Bath Home Built in 2023! Welcome to this beautifully upgraded home, thoughtfully designed by its owners as their forever retreat. A recent family relocation makes this exceptional property available for its next owners to enjoy. Impressive curb appeal features professional landscaping, palm trees, an expanded paver driveway and patio, exterior lighting, gutters, fencing, and a cozy fire pit area. Inside, you'll find a stunning custom fireplace wall with built-in shelving, wood accents, upgraded lighting and fans, and professionally painted interiors. The chef-inspired kitchen features a stylish backsplash, shiplap accents, under-cabinet lighting, contemporary hardware, and newer appliances. A standout feature is the enclosed lanai, offering additional living space perfect for relaxing or entertaining. This move-in-ready home blends comfort, style, and thoughtful upgrades! SOME FURNITURE ITEMS ARE NEGOTIABLE!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $497,200 in May 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $354,309 | $303,587 | — |
| 2024 | $382,677 | $332,677 | — |
| 2023 | $110,000 | $110,000 | — |
| 2022 | $106,400 | $106,400 | — |
2025 property taxes (current owner): $4,584/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 12, 2026Price change$550,000−$13,000
- Jun 24, 2026Listed$563,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC · FresaAlejoRealtor@gmail.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Silver Landing
Silver Landing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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