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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Sold

Sold·Closed Jun 10, 2026·66 days on market·Recent sales in Atlantic Beach

1109 Hibiscus Street

Atlantic Beach, FL 32233

$350,000sold priceListed at $359,900 · 97.2% of asking$272/sqftMLS# 2133693
2
Beds
2
Baths
1,287
Sq Ft
1996
Built
1
Garage
No
Pool
No HOA4,356 sqft lotSingle Family Residence1 story

About this home

Atlantic Beach

Beautiful 2BR 2 full bath well maintained home has vaulted ceilings the family rom with wood burning fireplace, spacious eat in kitchen overlooking backyard. Home has a huge owners suite with bay window large walk in closet. Located steps from the bike path to the beach, local breweries and restaurants. Located several miles to the NS Mayport.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Duval County$571
Estimated total, before insurance$2,510/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,502/yr · $459/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$319,882$319,882—
2024$304,340$211,088▲ $204
2023$291,319$203,484—
2022$246,101$196,101—
2021$173,234$47,015—
2020$168,507$45,676—

2025 property taxes (current owner): $5,502/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $332/sq ft; this home is listed at $280/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1145 Stocks Street, Atlantic Beach, FL 32233Listed by WHOLESALE REALTY LLCSep 2026$415,000$3793/21,096130
1455 Begonia Street, Atlantic Beach, FL 32233Listed by 1 REALTY CORPSep 2026$242,000$2302/11,050320.3
410 Main Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$371,500$3323/21,11940.4
43 Forrestal Circle N, Atlantic Beach, FL 32233Listed by SELLSTATE JAX REALTYAug 2026$350,000$2582/1.51,3551230.4
310 Skate Road, Atlantic Beach, FL 32233Listed by NON MLS (realMLS)Aug 2026$375,000$2613/1.51,43630.6
365 Sargo Road, Atlantic Beach, FL 32233Listed by COMPASS PROPERTY SERVICES INCAug 2026$505,000$3673/21,3771730.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,900
Price / Sq Ft$280
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,287
Acres0.10 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address1109 Hibiscus Street, Atlantic Beach, FL 32233
Area233-Atlantic Beach-West
SubdivisionAtlantic Beach
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size4,356 sq ft
Parcel Number1710110080

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedMarch 7, 2026
Days on Market66
Tax Amount$5,502.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOVER GIRL PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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