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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Brightwater Townhomes, Jacksonville.

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Sold

Sold·Closed Jul 14, 2026·26 days on market·Recent sales in Brightwater Townhomes·Brightwater Townhomes

10963 Sugar Crane Court

Jacksonville, FL 32256

$313,000sold priceListed at $324,900 · 96.3% of asking$186/sqftMLS# 2133129
3
Beds
2.5
Baths
1,682
Sq Ft
2003
Built
1
Garage
No
Pool

6 more homes for sale in Brightwater Townhomes →Search Brightwater Townhomes on the map

FEMA Zone XHOA $325/mo2,614 sqft lotTownhouse2 stories

About this home

Brightwater Townhomes

You can assume this 2.875% mortgage and save, balance 202k! Welcome to your next home! Nestled within a tranquil gated community, this charming 3-bedroom, 2.5-bathroom townhouse offers the perfect blend of comfort and convenience. The townhouse has an excellent location just minutes away from St. Johns Town Center, diverse restaurants, Mayo, the beach and quick interstate access. Boasting an interior that spans 1,682 sqft, this residence provides a spacious and inviting atmosphere perfect for relaxation and entertainment. The open floor plan includes a well-appointed kitchen that flows seamlessly into the living areas, promoting a sense of togetherness among family and friends. Residents of this community enjoy exclusive access to a sparkling pool--ideal for cooling off on those hot Florida days. Plus, living here means you are part of a neighborhood renowned for its safety and friendly vibes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,734
Property taxesest. at asking price, Duval County$511
HOAbilled monthly$325
Estimated total, before insurance$2,570/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,185/yr · $349/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$313,000
$62,600
Loan Term
Monthly Payment
$1,734
Principal & Interest: $1,734
Property taxes (est.): $511
Insurance (est.): $209
Estimated Total Monthly
$2,453
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$263,020$207,298▲ $5,000
2024$259,183$204,183▲ $8,462
2023$277,543$202,318—
2022$249,824$194,824—
2021$184,102$184,102—
2020$173,632$173,632—

2025 property taxes (current owner): $4,185/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 14, 2026Closed$324,900
  • Mar 4, 2026Listed$324,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7490 Scarlet Ibis Lane, Jacksonville, FL 32256Listed by CHAD AND SANDY REAL ESTATE GROUPOct 2026$302,000$1803/2.51,682840.1
11000 Castlemain Circle E, Jacksonville, FL 32256Listed by EXIT INSPIRED REAL ESTATESep 2026$379,000$1873/2.52,023210.1
11306 Barrier Beach Place, Jacksonville, FL 32256Listed by ARTEMIS MANAGEMENT COMPANYAug 2026$365,000$2093/2.51,7501360.3
4506 Capital Dome Drive, Jacksonville, FL 32246Listed by DJ & LINDSEY REAL ESTATESep 2026$317,000$1484/32,142631
7800 Point Meadows Drive 413, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$226,000$1762/21,281171.1
10075 Gate Parkway N 1513, Jacksonville, FL 32246Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$185,000$1323/21,397931.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$324,900
Price / Sq Ft$193
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,682
Acres0.06 acres
Year Built2003
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address10963 Sugar Crane Court, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionBrightwater
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size2,613.6 sq ft
Parcel Number1677412045

Amenities

AmenitiesPool
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Off Street

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchPatio, Screened
Road SurfaceAsphalt

Additional Information

Date ListedMarch 4, 2026
Days on Market26
HOA Fees$325 / Monthly
HOA FrequencyMonthly
Tax Amount$4,185.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WEICHERT REALTORS THE COFFEY GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Brightwater Townhomes

Brightwater Townhomes is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all Brightwater Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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