This home is in Hallmark, Ponte Vedra Beach — an oceanfront condo in Ponte Vedra Beach.
Sold·Closed Jun 30, 2026·88 days on market·Recent sales in Hallmark·Hallmark
1103 Spinnakers Reach Drive
Ponte Vedra Beach, FL 32082
All Hallmark homes for sale →Search Hallmark on the map
About this home
Hallmark
Breathtaking Oceanfront Condo in Sawgrass Country Club! Experience Sunrises to Sunsets. No expense was spared in this 4BR/4BA Unit. One BR is currently being used as an office. The moment you walk in you are greeted with warm Hard wood floors in the main living areas. Spacious hallway leads to the Living & Dining room, where you are captivated with panoramic ocean views. Dining area includes wet bar, cabinetry & glass holder. Chefs Kitchen with Custom cabinetry, quartz counters, SS steel Appliances with Double ovens. Eat in kitchen with more views of the ocean. Wake up to the sunrise in this Spacious Primary BR & sitting area. His & Hers walk-in Closets with Shelving & drawers. Large primary BA with His & Hers Vanity, Soaker Jacuzzi & walk in shower. Two En Suite Bedrooms are also oversized. Patio off BR 3 overlooks lagoon & fountain. Have your morning coffee on your covered patio as you feel the ocean breezes. It truly is spectacular! 2 Brand New Trane HVAC'S Installed 4/20/26
Next steps in Hallmark
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,726 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,529,000 | $1,295,697 | — |
| 2024 | $1,685,900 | $1,258,473 | — |
| 2023 | $1,718,200 | $1,220,362 | — |
| 2022 | $1,404,000 | $1,183,361 | — |
| 2021 | $1,244,000 | $1,147,438 | — |
| 2020 | $1,244,000 | $1,130,905 | — |
2025 property taxes (current owner): $17,613/yr
Estimated taxes if purchased at asking price: ~$36,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $596/sq ft; this home is listed at $806/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 824 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $1,755,000 | $596 | 3/3.5 | 2,945 | 106 | 0.1 |
| 970 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Jun 2026 | $3,400,000 | $1,355 | 3/3.5 | 2,510 | 23 | 0.1 |
| 916 Spinnakers Reach Drive 916, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $1,760,000 | $701 | 3/3.5 | 2,510 | 38 | 0.1 |
| 119 Willow Pond Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $828,750 | $401 | 3/3 | 2,066 | 20 | 0.8 |
| 84 Players Club Villas Road, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Oct 2026 | $790,000 | $349 | 3/3 | 2,263 | 183 | 1.6 |
| 94 Players Club Villas Road, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Aug 2026 | $791,000 | $329 | 3/3 | 2,405 | 59 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Hallmark
Hallmark is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines