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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hallmark, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Feb 24, 2026·44 days on market·Recent sales in Hallmark·Hallmark

1403 Spinnakers Reach Drive

Ponte Vedra Beach, FL 32082

$2,450,000sold priceListed at $2,600,000 · 94.2% of asking$834/sqftMLS# 2114454
4
Beds
4
Baths
2,936
Sq Ft
1997
Built
2
Garage
No
Pool

All Hallmark homes for sale →Search Hallmark on the map

HOA $1860/moWaterfrontCondominium1 story

About this home

Hallmark

Rare oceanfront condo in the exclusive Hallmark building at Sawgrass Beach Club! This top-floor 4bed/4bath residence offers almost 3,000 sq.ft. of coastal living with panoramic ocean views. The spacious split floor plan includes a grand primary suite, two private guest suites with en-suite baths, and a versatile fourth bedroom or office with a balcony overlooking the Guana Preserve. Hardwood floors flow throughout the open-concept living area, anchored by a cozy gas fireplace, while newer sliding doors open to an expansive oceanfront patio, perfect for morning coffee or evening sunsets. The kitchen features stainless steel appliances, abundant storage, and beautiful beach views from the breakfast nook. Hallmark residents enjoy resort-style amenities including a pool, direct beach access, security, elevator service, dedicated parking, and a private storage unit. With its unmatched location and the prestige of the Hallmark address, this is a one-of-a-kind opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$13,571
Property taxesest. at asking price, St. Johns County$3,260
HOAbilled monthly$1,860
Estimated total, before insurance$18,691/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$17,504/yr · $1,459/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $17,504/yr

Estimated taxes if purchased at asking price: ~$39,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $851/sq ft; this home is listed at $886/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1103 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$2,300,000$7834/42,936880
1404 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYApr 2026$2,500,000$8513/32,9361130
740 Spinnakers Reach Drive 740, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYApr 2026$3,400,000$1,3583/3.52,504190
949 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSFeb 2026$1,600,000$7343/2.52,1791640
910 Spinnakers Reach Drive 910, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJan 2026$1,950,000$7773/32,510940
946 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSMay 2025$2,850,000$1,1353/3.52,51080

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,600,000
Price / Sq Ft$886
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,936
Year Built1997
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address1403 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionHallmark Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0619851403

Amenities

AmenitiesPool, Beach Access, Elevator(s), Maintenance Grounds, Security, Storage, Trash, Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Covered, Garage, Parking Lot
ViewBeach, Ocean, Pool

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Freezer, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric, Zoned
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit
Security24 Hour Security, Key Card Entry, Secured Lobby, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Impact Windows, Storm Shutters
Patio / PorchCovered, Patio, Screened, Side Porch
RoofShingle
ConstructionConcrete

Additional Information

Date ListedOctober 22, 2025
Days on Market44
HOA Fees$1,860 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$17,503.82
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KST GROUP LLC

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Hallmark

Hallmark is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Hallmark homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines