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This home is in St. Augustine.

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Active

Active·6 days on market

353 Crescent Key Drive

St. Augustine, FL 32086

$509,000$167/sqftEst. $2,709/moMLS# 2132153
4
Beds
3
Baths
3,045
Sq Ft
2016
Built
3
Garage
No
Pool

About this home

St. Augustine

One or more photo(s) has been virtually staged. ** Plot Twist... It's BACK! ** Just when everyone thought it was gone... this beautiful home made an encore appearance! The previous deal didn't make it to the closing table, which means YOU have another chance to call this incredible property home. Don't let this opportunity slip away twice! Schedule your showing today. 3-4 Bedrooms | 3 Full Baths | 3,045 Sq Ft of Sunshine Living. This single-story spacious home gives you room to live, entertain, and relax in style: ** Approx. 2700 s/f primary living space + 345 s/f Florida Room or Bonus Room. ** Private Owner's Retreat - The primary bedroom is located on the opposite side of the house for added privacy and separation. Featuring TWO walk-in closets. ** Movie nights just got an upgrade - Enjoy your own large movie screen ** Fully Enclosed Florida Room ''under air'' - Perfect for morning coffee or evening wine ** New pavers in front & backyard patios - Ideal for gatherings **

Cost to own

Mortgage calculator

$509,000
$101,800
Loan Term
Monthly Payment
$2,587
Principal & Interest: $2,587
Est. Taxes & Insurance: $647
Estimated Total Monthly
$3,234
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,709
Property taxesest. at asking price, St. Johns County$677
HOAbilled quarterly$75
Estimated total, before insurance$3,461/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $480,000 in January 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$491,161$440,439
2024$510,595$456,870
2023$480,179$430,179
2022$458,752$354,325
2021$322,114$322,114
2020$298,002$298,002

2025 property taxes (current owner): $6,427/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,639 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 13, 2026Price change$509,000+$9,001
  • Jul 10, 2026Active Under Contract$499,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$509,000
Price / Sq Ft$167
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,045
Acres0.30 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address353 Crescent Key Drive, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionCrescent Key
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size13,068 sq ft
Parcel Number1845081210

Amenities

AmenitiesClubhouse
UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

FencingBack Yard
RoofShingle

Additional Information

Date ListedJuly 10, 2026
Days on Market146
HOA Fees$225 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,427.43
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE PREFERRED

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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