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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Apr 2, 2026·40 days on market·Recent sales in St. Augustine

340 Crescent Key Drive

St. Augustine, FL 32086

$600,000sold priceListed at $620,000 · 96.8% of asking$198/sqftMLS# 2121863
4
Beds
3
Baths
3,032
Sq Ft
2016
Built
3
Garage
No
Pool
HOA $75/mo10,890 sqft lotWaterfrontSingle Family Residence1 story

About this home

St. Augustine

This beautiful home with stunning curb appeal is nestled on a cul-de-sac boasting tranquil lake views from the large, screened lanai. The welcoming foyer is flanked by formal dining and sitting rooms with tray ceilings. An expansive open concept design unites the gourmet kitchen with Butler's pantry and the spacious family room and dining nook, all enjoying lake views. Elevated features like crown molding and plantation shutters are complemented by soaring 11' ceilings and upgraded plank tile floors in the main living area. A sprawling primary suite is privately set apart from other bedrooms; two sharing a Jack & Jill bath, and a fourth opens directly to the screened patio, abutting the third bath, perfect for guests or an in-law suite with direct patio access. The generous Bonus Room offers valuable flexibility to meet your family's needs. Well-maintained and move-in ready with loads of storage space! HOA fee includes a community pool & fitness center, an easy walk from this home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,297
Property taxesest. at asking price, St. Johns County$798
HOAbilled quarterly$75
Estimated total, before insurance$4,171/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,126/yr · $260/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,808 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:32 AM, sunset 6:47 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,126/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $204/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
535 Crescent Key Drive, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEDec 2025$599,000$2154/3.52,792910.2
265 Moses Creek Boulevard, St. Augustine, FL 32086Listed by WHOLESALE REALTY LLCOct 2026$669,000$2114/3.53,175880.5
116 Cereus Lane, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJun 2026$670,000$2255/32,983200.8
404 Talbot Bay Drive, St. Augustine, FL 32086Listed by ENTERA REALTY LLCSep 2026$350,000$1483/22,3573820.9
119 Duck Pond Drive, St. Augustine, FL 32086Listed by ST AUGUSTINE REALTYMar 2026$465,000$2143/2.52,1683141
124 Hondo Drive, St. Augustine, FL 32086Listed by HOMECOIN.COMFeb 2026$400,000$1853/22,1632871.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$620,000
Price / Sq Ft$204
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,032
Acres0.25 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address340 Crescent Key Drive, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionCrescent Key
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size10,890 sq ft
Parcel Number1845081400

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Management - Off Site, Playground
Community FeaturesSidewalks
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake, Pond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesImpact Windows
Lot DescriptionCul-De-Sac, Few Trees, Irregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame, Stone

Additional Information

Date ListedJanuary 14, 2026
Days on Market40
HOA Fees$225 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesInsurance, Other
Tax Amount$3,125.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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