This home is in Ponte Vedra Beach.
Active Under Contract·139 days on market
193 Admirals Way S
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
A Custom Waterfront Masterpiece in Harbour Island. Experience the pinnacle of coastal luxury in this custom-built estate located within the exclusive gates of Harbour Island in Marsh Landing Country Club. Designed by renowned architect Richard Skinner, built by Rick Morales, and featuring interiors by Julie Schulte, this home perfectly blends timeless brick and wood shake elegance with the relaxed sophistication of the Florida coast. Situated on over half an acre of direct Intracoastal frontage, the residence offers breathtaking, unobstructed natural views of water, marshland, and native trees. Every detail of this four-bedroom, four-full and two-half bath home has been curated for the ultimate lifestyle, beginning with an expansive open floor plan that seamlessly connects the chef's kitchen to a light-filled family room anchored by a fireplace and custom cabinetry. The home's layout is designed for both grand entertaining and multi-generational living. The main level also includes
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $3,318,311 | $2,550,130 | — |
| 2024 | $3,246,224 | $2,477,553 | — |
| 2023 | $3,272,083 | $2,403,935 | — |
| 2022 | $3,048,441 | $2,332,461 | — |
| 2021 | $2,313,069 | $2,263,069 | — |
| 2020 | $2,284,014 | $2,234,014 | — |
2025 property taxes (current owner): $34,842/yr
Estimated taxes if purchased at asking price: ~$111,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,694 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Feb 27, 2026Listed$6,975,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines