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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Sold

Sold·Closed Mar 31, 2026·39 days on market·Recent sales in Atlantic Beach

350 4th Street

Atlantic Beach, FL 32233

$1,550,000sold priceListed at $1,700,000 · 91.2% of askingMLS# 2129441
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
No HOA11,326 sqft lotUnimproved Land

About this home

Atlantic Beach

Nestled in the heart of sought-after Atlantic Beach, this oversized 75 x 150 (.26-acre) wooded lot presents a rare opportunity to build in one of the area's most desirable coastal neighborhoods. Located just four blocks from the Atlantic Ocean & five blocks from Atlantic Beach Town Center, the property offers the perfect balance of beachside living & walkable access to dining, shopping, & local events. The lot is currently home to a duplex; however, the value is in the land, making this an ideal canvas for a custom home or future redevelopment. No interior access to the existing structure. With mature trees & generous lot dimensions, opportunities of this size & location are increasingly hard to find in Atlantic Beach. Enjoy a lifestyle of coastal charm, bike & golf-cart friendly streets, nearby parks & all that makes Atlantic Beach such a coveted community. This property represents not just land, but the chance to create something special in an established beachside neighborhood.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,586
Property taxesest. at asking price, Duval County$2,531
Estimated total, before insurance$11,116/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,850/yr · $1,654/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,550,000
$310,000
Loan Term
Monthly Payment
$8,586
Principal & Interest: $8,586
Property taxes (est.): $2,531
Insurance (est.): $1,033
Estimated Total Monthly
$12,150
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $19,850/yr

Estimated taxes if purchased at asking price: ~$30,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
255 Sherry Drive, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$1,095,000—0/0—250.1
254 Ocean Boulevard, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSMay 2026$1,100,000—0/0—230.1
851 Beach Avenue, Atlantic Beach, FL 32233Listed by CASTILLO REAL ESTATE JAXApr 2026$5,500,000—0/0—690.3
1096 East Coast Drive, Atlantic Beach, FL 32233Listed by YIELD COACH REALTYJul 2026$1,395,000—0/0—40.5
1070 East Coast Drive, Atlantic Beach, FL 32233Listed by YIELD COACH REALTYJul 2026$1,250,000—0/0—40.5
331 10th Street, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTMay 2026$1,575,000—0/0—80.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,700,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.26 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address350 4th Street, Atlantic Beach, FL 32233
Area232-Atlantic Beach-South
SubdivisionAtlantic Beach
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size11,325.6 sq ft
Lot Dimensions75 x 150
Parcel Number1698210000
ZoningResidential

Amenities

Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer

Exterior

Lot DescriptionFew Trees
FencingFenced, Back Yard
Other StructuresOther
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedFebruary 11, 2026
Days on Market39
Tax Amount$19,850.06
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Sold by: PROVIDENCE REALTY, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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