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This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Apr 29, 2026·66 days on market·Recent sales in Over 55 & Active Adult

12384 Russian Olive Road

Jacksonville, FL 32218

$403,000sold priceListed at $409,990 · 98.3% of asking$161/sqftMLS# 2127220

Beds

Baths

2,499

Sq Ft

2026

Built

Garage

Pool

HOA $9/moSingle Family Residence2 storiesNew construction

About this home

Jacksonville

READY NOW! The Hayden II is a spacious and thoughtfully designed two-story home offering approximately 2,499 square feet of flexible living space with five bedrooms, three full bathrooms, and a two-car garage, making it an excellent choice for growing or multi-generational households. As you enter the home, you are welcomed by a bright front den that works beautifully as a home office, study, or quiet sitting area. The main living space opens into a generous gathering room that connects seamlessly to the dining nook and kitchen, creating an ideal layout for both daily life and entertaining. The kitchen is designed as the center of the home, featuring a large island that provides plenty of room for meal preparation, casual dining, and gathering with family and guests. A private bedroom and full bathroom on the first floor offer a convenient space for overnight visitors or a dedicated workspace. Upstairs, the oversized primary suite serves as a relaxing retreat.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,215

Property taxesest. at asking price, Duval County$658

HOAbilled quarterly$9

Estimated total, before insurance$2,882/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Park
about 16 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Area
about 4 mi · 4.9 mi of trails
Closest public boat ramp
Lake Bethesda Park – Primitive FMA Ramp (Electric Motors Only)
about 2 mi · Bethesda Lake
Closest kayak & paddleboard launch
Lake Bethesda Park – Adaptive Kayak Launch
about 2 mi · Bethesda Pond
Closest youth league fields
Garden City Elementary School Park
about 2 mi · Baseball, Softball
Closest grocery store
Walmart Supercenter
about 1.0 mi · 12100 Lem Turner Rd, Jacksonville

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:34 AM, sunset 6:49 PM.

The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $164/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
4113 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INC	Oct 2026	$385,350	$163	5/3	2,363	12	0
12143 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INC	Sep 2026	$372,350	$172	4/2.5	2,160	75	0.1
4161 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INC	Sep 2026	$354,350	$200	4/2	1,774	61	0.1
12455 Russian Olive Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INC	Sep 2026	$350,000	$188	4/2	1,862	106	0.1
12107 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INC	Sep 2026	$362,350	$168	4/2.5	2,160	94	0.2
12517 Russian Olive Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INC	Sep 2026	$349,900	$188	4/2	1,862	11	0.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$409,990

Price / Sq Ft$164

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,499

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesWest

School Information

ElementaryGarden City

MiddleHighlands

HighJean Ribault

Community Information

Address12384 Russian Olive Road, Jacksonville, FL 32218

Area091-Garden City/Airport

SubdivisionThe Arbors

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Parcel Number0194495435

Amenities

AmenitiesPool, Clubhouse, Fitness Center

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyDoors, Thermostat, Windows

ParkingAttached, Garage

ViewPond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave

HeatingCentral, Electric, Heat Pump

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio

RoofShingle

ConstructionFiber Cement, Frame

Additional Information

Date ListedMarch 31, 2026

Days on Market66

HOA Fees$28.34 / Quarterly

HOA FrequencyQuarterly

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Sold by: AJ REALTY GROUP FLORIDA INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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