This home is in Fernandina Beach — a home near Fernandina Beach High School.
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Sold·Closed Mar 2, 2026·5 days on market·Recent sales in Amelia Island
807 Stanley Drive
Fernandina Beach, FL 32034
About this home
Fernandina Beach
** AUTHENTIC ** AFFORDABLE ** ADORABLE ** This lovely cottage home sits high and dry amid beautiful fruit & ornamental trees on an oversized lot. The home has been meticulously maintained by this owner with many upgrades including a new water heater, new oak flooring, moisture barrier at the crawl space, termite bond, Rhino Shield exterior paint for the home, epoxy coating of the carport and front porch, and gutters front and back to name some of the upgrades. The home is conveniently located 1 mile to Main Beach Park and approximately 2 miles to Centre Street. If you are looking for a starter home on Amelia Island, a part-time home in Fernandina or are just looking to be closer to all the fun Amelia Island offers, THIS is the home for you!
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,483 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:29 AM, sunset 6:53 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,411/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $353/sq ft; this home is listed at $416/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 706 N 15th Street, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Feb 2026 | $399,999 | $328 | 3/2 | 1,220 | 2 | 0.1 |
| 508 Stanley Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Aug 2026 | $280,000 | $280 | 2/1 | 1,000 | 3 | 0.2 |
| 1010 N 15th Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | May 2026 | $494,900 | $521 | 3/2 | 950 | 91 | 0.3 |
| 1010 Calle Corta, Fernandina Beach, FL 32034Listed by 1 REALTY CORP | Apr 2026 | $359,000 | $321 | 3/2 | 1,118 | 10 | 0.3 |
| 1411 Leon Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Sep 2025 | $515,000 | $515 | 3/2 | 1,000 | 87 | 0.3 |
| 1010 N 15th Street, Fernandina Beach, FL 32034Listed by REDFIN CORPORATION | Jul 2025 | $335,000 | $353 | 3/1.5 | 950 | 29 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PINEYWOODS REALTY LLC
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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