This home is in Jacksonville Beach — an oceanfront home in Northeast Florida.
Active·1 day on market
10 N 11th Avenue N 102
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Own a FULLY FURNISHED OCEAN FRONT condo in NORTH JAX. BEACH steps away from the pier ! Listen to the waves crashing and the seagulls flying right from your living room. This is one of only two GROUND FLOOR UNITS just steps away from the community pool and sandy beach. There are 2 bedrooms and 2 full bathrooms. Included are 2 uncovered parking places just outside your door. Conveniently located just a short walk to the Pier, only 2 miles to Atlantic Beach shops and restaurants, 6 miles to Mayo Clinic, less than 8 miles to Mayport Naval Station. This HOA is in great shape and has had all major building repairs already completed and no planned special assessments. New Elevator, New Roof, New Railings, Pool Resurfaced + Decking, Parking Pavement, Drainage, Landscaping, New Garage Gate, Exterior concrete resurfacing and resurfaced walkways recently completed. SHORT TERM RENTALS ALLOWED. An already performing STR/Air BNB and fully furnished you have a business in a box from the start
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $526,000 | $526,000 | — |
| 2024 | $526,000 | $499,730 | — |
| 2023 | $468,000 | $454,300 | — |
| 2022 | $413,000 | $413,000 | — |
| 2021 | $375,500 | $375,500 | — |
| 2020 | $368,000 | $368,000 | — |
2025 property taxes (current owner): $9,702/yr
Estimated taxes if purchased at asking price: ~$10,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AO — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,717 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 12, 2026Active$549,999
- Jul 7, 2026Withdrawn$549,999
- Jan 19, 2026Listed$549,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LEGACY REALTY GROUP LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines