This home is in Fernandina Beach.
Active·179 days on market
135 Long Point Drive
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Set within the exclusive gated Long Point enclave of Amelia Island Plantation, this exceptional waterfront estate offers refined coastal living with sweeping marsh and Intracoastal Waterway views. Spanning 5,968 sq. ft., the 5 bedroom, 5 full-bath and 2 half bath residence was completely reimagined in a comprehensive 2017 renovation led by renowned architect John Dodd, constructed by Gorham Custom Builders, and curated by Robyn Branch Design, creating a timeless blend of architectural sophistication and livable luxury. The open-concept main living area is anchored by a dramatic floating oak staircase and expansive windows that flood the home with light and frame unforgettable sunsets. Natural light oak flooring, gas fireplace, custom millwork, and bespoke architectural details elevate every space. The chef's kitchen is both striking and functional, featuring quartzite countertops and top-tier Miele and Sub-Zero appliances. The primary suite is a serene retreat with tranquil water view
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $5,313,845 | $3,974,970 | — |
| 2024 | $4,187,119 | $3,613,609 | — |
| 2023 | $3,888,046 | $3,285,099 | — |
| 2022 | $2,986,454 | $2,986,454 | — |
| 2021 | $2,718,580 | $2,718,580 | — |
| 2020 | $2,524,430 | $2,109,458 | — |
2025 property taxes (current owner): $70,228/yr
Estimated taxes if purchased at asking price: ~$80,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,777 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jan 17, 2026Listed$4,850,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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