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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bermuda Bay, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Feb 24, 2026·3 days on market·Recent sales in Bermuda Bay·Bermuda Bay

100 Bermuda Bay Circle 105

Ponte Vedra Beach, FL 32082

$525,000sold priceListed at $545,000 · 96.3% of asking$276/sqftMLS# 2125683
3
Beds
2
Baths
1,903
Sq Ft
1998
Built
2
Garage
No
Pool

3 more homes for sale in Bermuda Bay →Search Bermuda Bay on the map

HOA $650/moCondominium1 story

About this home

Bermuda Bay

Beautifully upgraded condominium home in a gated community of just 24 Residences nestled by a serene reserve. This Ground-Level unit features concrete block construction, offering lasting quality, privacy and peace of mind. The residence has been thoughtfully updated with numerous upgrades throughout, including a complete kitchen remodel in 2024. The southern-exposure sunroom was upgraded in 2025 with iVantage Impact Windows by NewSouth Window Solutions, creating a light-filled space while enhancing energy efficiency & storm protection. Enjoy the best of coastal living, including easy walking & biking access to Mikler's Landing Beach Access & the Ponte Vedra Concert Hall for live performances. Offering top-rated St.Johns County Schools and surrounded by world-renowned golf, premier shopping & exceptional restaurants. Perfectly balanced with nature, convenience and the Ponte Vedra lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,885
Property taxesest. at asking price, St. Johns County$699
HOAbilled monthly$650
Estimated total, before insurance$4,234/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,675/yr · $473/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$403,000$390,915—
2024$446,000$355,377—
2023$483,510$323,070—
2022$377,000$293,700—
2021$267,000$267,000—
2020$255,000$205,000—

2025 property taxes (current owner): $5,675/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $372/sq ft; this home is listed at $286/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
100 Bermuda Bay Circle 105, Ponte Vedra Beach, FL 32082Listed by THE AGENCY AT PONTE VEDRAJul 2026$515,000$2713/21,903370
200 Bermuda Bay Circle 202, Ponte Vedra Beach, FL 32082Listed by DAVIDSON REALTY, INC.Jun 2026$505,000$2593/21,9471170
147 Hidden Palms Lane 201, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSMar 2026$630,000$2713/2.52,326270.5
40 Little Bay Harbor Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCApr 2026$849,000$4203/32,0201141.1
10025 Sawgrass Drive E, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$530,000$3722/21,424171.5
9777 Sawgrass Drive E, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPJul 2026$590,000$4142/21,424191.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$545,000
Price / Sq Ft$286
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,903
Year Built1998
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address100 Bermuda Bay Circle 105, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionBermuda Bay
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0685600105

Amenities

Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

ConstructionConcrete, Stucco

Additional Information

Date ListedJanuary 17, 2026
Days on Market3
HOA Fees$650 / Monthly
HOA FrequencyMonthly
HOA NamePROPERTY ADVISORS MANAGEMENT
Tax Amount$5,674.87
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Sold by: THE AGENCY AT PONTE VEDRA (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bermuda Bay

Bermuda Bay is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Bermuda Bay homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines